LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,085
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,835
−HK$761/mo
Today · 4.125%
HK$25,596
baseline
▲ 0.50% · 4.625%
HK$27,153
+HK$1,557/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$51,192/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,795
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,513
−HK$730/mo
Today · 4.125%
HK$28,243
baseline
▲ 0.50% · 4.625%
HK$29,731
+HK$1,488/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$56,486/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,903
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,802
−HK$913/mo
Today · 4.125%
HK$30,715
baseline
▲ 0.50% · 4.625%
HK$32,584
+HK$1,869/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$61,430/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,154
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,016
−HK$875/mo
Today · 4.125%
HK$33,891
baseline
▲ 0.50% · 4.625%
HK$35,677
+HK$1,786/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$67,782/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,720
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,769
−HK$1,065/mo
Today · 4.125%
HK$35,834
baseline
▲ 0.50% · 4.625%
HK$38,015
+HK$2,181/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$71,668/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$396,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,513
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,519
−HK$1,021/mo
Today · 4.125%
HK$39,540
baseline
▲ 0.50% · 4.625%
HK$41,624
+HK$2,084/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$79,080/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$396,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,354
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,702
−HK$1,371/mo
Today · 4.125%
HK$46,073
baseline
▲ 0.50% · 4.625%
HK$48,876
+HK$2,803/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$92,146/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,231
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,524
−HK$1,313/mo
Today · 4.125%
HK$50,837
baseline
▲ 0.50% · 4.625%
HK$53,516
+HK$2,679/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$101,674/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,099 · Scale 2, in force from 26 Feb 2026)