LTV · monthly repayment
▼ 0.50% · 3.625%
HK$240,867
−HK$15,104/mo
▼ 0.25% · 3.875%
HK$248,359
−HK$7,612/mo
Today · 4.125%
HK$255,971
baseline
▲ 0.50% · 4.625%
HK$271,547
+HK$15,576/mo
Deposit HK$52.82M · loan HK$52.82M · min. income ≈ HK$511,942/mo (50% DSR)
Upfront cash ≈ HK$58.76M (deposit + AVD stamp duty HK$5,939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,962
−HK$14,477/mo
▼ 0.25% · 3.875%
HK$275,149
−HK$7,290/mo
Today · 4.125%
HK$282,439
baseline
▲ 0.50% · 4.625%
HK$297,327
+HK$14,888/mo
Deposit HK$52.82M · loan HK$52.82M · min. income ≈ HK$564,878/mo (50% DSR)
Upfront cash ≈ HK$58.76M (deposit + AVD stamp duty HK$5,939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,040
−HK$18,126/mo
▼ 0.25% · 3.875%
HK$298,031
−HK$9,135/mo
Today · 4.125%
HK$307,166
baseline
▲ 0.50% · 4.625%
HK$325,856
+HK$18,690/mo
Deposit HK$42.25M · loan HK$63.38M · min. income ≈ HK$614,332/mo (50% DSR)
Upfront cash ≈ HK$48.19M (deposit + AVD stamp duty HK$5,939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,554
−HK$17,373/mo
▼ 0.25% · 3.875%
HK$330,178
−HK$8,749/mo
Today · 4.125%
HK$338,927
baseline
▲ 0.50% · 4.625%
HK$356,792
+HK$17,865/mo
Deposit HK$42.25M · loan HK$63.38M · min. income ≈ HK$677,854/mo (50% DSR)
Upfront cash ≈ HK$48.19M (deposit + AVD stamp duty HK$5,939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,214
−HK$21,146/mo
▼ 0.25% · 3.875%
HK$347,703
−HK$10,657/mo
Today · 4.125%
HK$358,360
baseline
▲ 0.50% · 4.625%
HK$380,165
+HK$21,805/mo
Deposit HK$31.69M · loan HK$73.94M · min. income ≈ HK$716,720/mo (50% DSR)
Upfront cash ≈ HK$37.63M (deposit + AVD stamp duty HK$5,939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,147
−HK$20,268/mo
▼ 0.25% · 3.875%
HK$385,208
−HK$10,207/mo
Today · 4.125%
HK$395,415
baseline
▲ 0.50% · 4.625%
HK$416,258
+HK$20,843/mo
Deposit HK$31.69M · loan HK$73.94M · min. income ≈ HK$790,830/mo (50% DSR)
Upfront cash ≈ HK$37.63M (deposit + AVD stamp duty HK$5,939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$433,560
−HK$27,189/mo
▼ 0.25% · 3.875%
HK$447,047
−HK$13,702/mo
Today · 4.125%
HK$460,749
baseline
▲ 0.50% · 4.625%
HK$488,784
+HK$28,035/mo
Deposit HK$10.56M · loan HK$95.07M · min. income ≈ HK$921,498/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$5,939,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$482,332
−HK$26,059/mo
▼ 0.25% · 3.875%
HK$495,268
−HK$13,123/mo
Today · 4.125%
HK$508,391
baseline
▲ 0.50% · 4.625%
HK$535,189
+HK$26,798/mo
Deposit HK$10.56M · loan HK$95.07M · min. income ≈ HK$1,016,782/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$5,939,454 · Scale 2, in force from 26 Feb 2026)