LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,088
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,838
−HK$761/mo
Today · 4.125%
HK$25,599
baseline
▲ 0.50% · 4.625%
HK$27,156
+HK$1,557/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$51,198/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,798
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,517
−HK$729/mo
Today · 4.125%
HK$28,246
baseline
▲ 0.50% · 4.625%
HK$29,735
+HK$1,489/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$56,492/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,906
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,805
−HK$914/mo
Today · 4.125%
HK$30,719
baseline
▲ 0.50% · 4.625%
HK$32,588
+HK$1,869/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$61,438/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,157
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,020
−HK$875/mo
Today · 4.125%
HK$33,895
baseline
▲ 0.50% · 4.625%
HK$35,682
+HK$1,787/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$67,790/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,724
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,773
−HK$1,065/mo
Today · 4.125%
HK$35,838
baseline
▲ 0.50% · 4.625%
HK$38,019
+HK$2,181/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$71,676/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,517
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,523
−HK$1,021/mo
Today · 4.125%
HK$39,544
baseline
▲ 0.50% · 4.625%
HK$41,628
+HK$2,084/mo
Deposit HK$3.17M · loan HK$7.39M · min. income ≈ HK$79,088/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,359
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,708
−HK$1,370/mo
Today · 4.125%
HK$46,078
baseline
▲ 0.50% · 4.625%
HK$48,882
+HK$2,804/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$92,156/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,236
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,530
−HK$1,312/mo
Today · 4.125%
HK$50,842
baseline
▲ 0.50% · 4.625%
HK$53,522
+HK$2,680/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$101,684/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,144 · Scale 2, in force from 26 Feb 2026)