LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,089
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,839
−HK$761/mo
Today · 4.125%
HK$25,600
baseline
▲ 0.50% · 4.625%
HK$27,158
+HK$1,558/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$51,200/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,799
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,518
−HK$729/mo
Today · 4.125%
HK$28,247
baseline
▲ 0.50% · 4.625%
HK$29,736
+HK$1,489/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$56,494/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,907
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,806
−HK$914/mo
Today · 4.125%
HK$30,720
baseline
▲ 0.50% · 4.625%
HK$32,589
+HK$1,869/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$61,440/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,159
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,021
−HK$875/mo
Today · 4.125%
HK$33,896
baseline
▲ 0.50% · 4.625%
HK$35,683
+HK$1,787/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$67,792/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,725
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,774
−HK$1,066/mo
Today · 4.125%
HK$35,840
baseline
▲ 0.50% · 4.625%
HK$38,021
+HK$2,181/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$71,680/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,519
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,525
−HK$1,021/mo
Today · 4.125%
HK$39,546
baseline
▲ 0.50% · 4.625%
HK$41,630
+HK$2,084/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$79,092/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,361
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,709
−HK$1,371/mo
Today · 4.125%
HK$46,080
baseline
▲ 0.50% · 4.625%
HK$48,884
+HK$2,804/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$92,160/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,238
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,532
−HK$1,313/mo
Today · 4.125%
HK$50,845
baseline
▲ 0.50% · 4.625%
HK$53,525
+HK$2,680/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$101,690/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,161 · Scale 2, in force from 26 Feb 2026)