LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,091
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,840
−HK$762/mo
Today · 4.125%
HK$25,602
baseline
▲ 0.50% · 4.625%
HK$27,160
+HK$1,558/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$51,204/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,801
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,520
−HK$729/mo
Today · 4.125%
HK$28,249
baseline
▲ 0.50% · 4.625%
HK$29,738
+HK$1,489/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$56,498/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,909
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,808
−HK$914/mo
Today · 4.125%
HK$30,722
baseline
▲ 0.50% · 4.625%
HK$32,591
+HK$1,869/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$61,444/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,161
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,024
−HK$875/mo
Today · 4.125%
HK$33,899
baseline
▲ 0.50% · 4.625%
HK$35,686
+HK$1,787/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$67,798/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,727
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,777
−HK$1,065/mo
Today · 4.125%
HK$35,842
baseline
▲ 0.50% · 4.625%
HK$38,023
+HK$2,181/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$71,684/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,521
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,528
−HK$1,021/mo
Today · 4.125%
HK$39,549
baseline
▲ 0.50% · 4.625%
HK$41,633
+HK$2,084/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$79,098/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,364
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,713
−HK$1,370/mo
Today · 4.125%
HK$46,083
baseline
▲ 0.50% · 4.625%
HK$48,887
+HK$2,804/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$92,166/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,242
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,536
−HK$1,312/mo
Today · 4.125%
HK$50,848
baseline
▲ 0.50% · 4.625%
HK$53,528
+HK$2,680/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$101,696/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,190 · Scale 2, in force from 26 Feb 2026)