LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,092
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,842
−HK$761/mo
Today · 4.125%
HK$25,603
baseline
▲ 0.50% · 4.625%
HK$27,161
+HK$1,558/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$51,206/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,802
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,521
−HK$729/mo
Today · 4.125%
HK$28,250
baseline
▲ 0.50% · 4.625%
HK$29,740
+HK$1,490/mo
Deposit HK$5.28M · loan HK$5.28M · min. income ≈ HK$56,500/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,911
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,810
−HK$914/mo
Today · 4.125%
HK$30,724
baseline
▲ 0.50% · 4.625%
HK$32,593
+HK$1,869/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$61,448/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,163
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,025
−HK$876/mo
Today · 4.125%
HK$33,901
baseline
▲ 0.50% · 4.625%
HK$35,687
+HK$1,786/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$67,802/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,729
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,778
−HK$1,066/mo
Today · 4.125%
HK$35,844
baseline
▲ 0.50% · 4.625%
HK$38,025
+HK$2,181/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$71,688/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,523
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,530
−HK$1,021/mo
Today · 4.125%
HK$39,551
baseline
▲ 0.50% · 4.625%
HK$41,635
+HK$2,084/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$79,102/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,366
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,715
−HK$1,371/mo
Today · 4.125%
HK$46,086
baseline
▲ 0.50% · 4.625%
HK$48,890
+HK$2,804/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$92,172/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,244
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,538
−HK$1,313/mo
Today · 4.125%
HK$50,851
baseline
▲ 0.50% · 4.625%
HK$53,531
+HK$2,680/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$101,702/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,210 · Scale 2, in force from 26 Feb 2026)