LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,102
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,852
−HK$762/mo
Today · 4.125%
HK$25,614
baseline
▲ 0.50% · 4.625%
HK$27,172
+HK$1,558/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$51,228/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,814
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,533
−HK$729/mo
Today · 4.125%
HK$28,262
baseline
▲ 0.50% · 4.625%
HK$29,752
+HK$1,490/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$56,524/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,923
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,822
−HK$915/mo
Today · 4.125%
HK$30,737
baseline
▲ 0.50% · 4.625%
HK$32,607
+HK$1,870/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$61,474/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,176
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,039
−HK$876/mo
Today · 4.125%
HK$33,915
baseline
▲ 0.50% · 4.625%
HK$35,702
+HK$1,787/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$67,830/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,743
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,793
−HK$1,066/mo
Today · 4.125%
HK$35,859
baseline
▲ 0.50% · 4.625%
HK$38,041
+HK$2,182/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$71,718/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,539
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,546
−HK$1,021/mo
Today · 4.125%
HK$39,567
baseline
▲ 0.50% · 4.625%
HK$41,653
+HK$2,086/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$79,134/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,384
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,734
−HK$1,371/mo
Today · 4.125%
HK$46,105
baseline
▲ 0.50% · 4.625%
HK$48,910
+HK$2,805/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$92,210/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,264
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,559
−HK$1,313/mo
Today · 4.125%
HK$50,872
baseline
▲ 0.50% · 4.625%
HK$53,554
+HK$2,682/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$101,744/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,376 · Scale 2, in force from 26 Feb 2026)