LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,103
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,853
−HK$761/mo
Today · 4.125%
HK$25,614
baseline
▲ 0.50% · 4.625%
HK$27,173
+HK$1,559/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$51,228/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,814
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,533
−HK$730/mo
Today · 4.125%
HK$28,263
baseline
▲ 0.50% · 4.625%
HK$29,753
+HK$1,490/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$56,526/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,924
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,823
−HK$914/mo
Today · 4.125%
HK$30,737
baseline
▲ 0.50% · 4.625%
HK$32,608
+HK$1,871/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$61,474/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,177
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,040
−HK$876/mo
Today · 4.125%
HK$33,916
baseline
▲ 0.50% · 4.625%
HK$35,703
+HK$1,787/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$67,832/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,744
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,794
−HK$1,066/mo
Today · 4.125%
HK$35,860
baseline
▲ 0.50% · 4.625%
HK$38,042
+HK$2,182/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$71,720/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,540
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,547
−HK$1,021/mo
Today · 4.125%
HK$39,568
baseline
▲ 0.50% · 4.625%
HK$41,654
+HK$2,086/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$79,136/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,385
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,735
−HK$1,371/mo
Today · 4.125%
HK$46,106
baseline
▲ 0.50% · 4.625%
HK$48,911
+HK$2,805/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$92,212/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,266
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,560
−HK$1,313/mo
Today · 4.125%
HK$50,873
baseline
▲ 0.50% · 4.625%
HK$53,555
+HK$2,682/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$101,746/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,386 · Scale 2, in force from 26 Feb 2026)