LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,104
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,854
−HK$762/mo
Today · 4.125%
HK$25,616
baseline
▲ 0.50% · 4.625%
HK$27,174
+HK$1,558/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$51,232/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,816
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,535
−HK$729/mo
Today · 4.125%
HK$28,264
baseline
▲ 0.50% · 4.625%
HK$29,754
+HK$1,490/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$56,528/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$396,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,925
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,825
−HK$914/mo
Today · 4.125%
HK$30,739
baseline
▲ 0.50% · 4.625%
HK$32,609
+HK$1,870/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$61,478/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,179
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,042
−HK$875/mo
Today · 4.125%
HK$33,917
baseline
▲ 0.50% · 4.625%
HK$35,705
+HK$1,788/mo
Deposit HK$4.23M · loan HK$6.34M · min. income ≈ HK$67,834/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$396,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,746
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,795
−HK$1,067/mo
Today · 4.125%
HK$35,862
baseline
▲ 0.50% · 4.625%
HK$38,044
+HK$2,182/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$71,724/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,542
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,549
−HK$1,021/mo
Today · 4.125%
HK$39,570
baseline
▲ 0.50% · 4.625%
HK$41,656
+HK$2,086/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$79,140/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,387
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,737
−HK$1,371/mo
Today · 4.125%
HK$46,108
baseline
▲ 0.50% · 4.625%
HK$48,914
+HK$2,806/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$92,216/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,268
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,563
−HK$1,313/mo
Today · 4.125%
HK$50,876
baseline
▲ 0.50% · 4.625%
HK$53,558
+HK$2,682/mo
Deposit HK$1.06M · loan HK$9.51M · min. income ≈ HK$101,752/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,406 · Scale 2, in force from 26 Feb 2026)