LTV · monthly repayment
▼ 0.50% · 3.625%
HK$241,045
−HK$15,116/mo
▼ 0.25% · 3.875%
HK$248,543
−HK$7,618/mo
Today · 4.125%
HK$256,161
baseline
▲ 0.50% · 4.625%
HK$271,748
+HK$15,587/mo
Deposit HK$52.85M · loan HK$52.85M · min. income ≈ HK$512,322/mo (50% DSR)
Upfront cash ≈ HK$58.82M (deposit + AVD stamp duty HK$5,962,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,161
−HK$14,487/mo
▼ 0.25% · 3.875%
HK$275,353
−HK$7,295/mo
Today · 4.125%
HK$282,648
baseline
▲ 0.50% · 4.625%
HK$297,547
+HK$14,899/mo
Deposit HK$52.85M · loan HK$52.85M · min. income ≈ HK$565,296/mo (50% DSR)
Upfront cash ≈ HK$58.82M (deposit + AVD stamp duty HK$5,962,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,255
−HK$18,138/mo
▼ 0.25% · 3.875%
HK$298,252
−HK$9,141/mo
Today · 4.125%
HK$307,393
baseline
▲ 0.50% · 4.625%
HK$326,097
+HK$18,704/mo
Deposit HK$42.28M · loan HK$63.43M · min. income ≈ HK$614,786/mo (50% DSR)
Upfront cash ≈ HK$48.25M (deposit + AVD stamp duty HK$5,962,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,793
−HK$17,385/mo
▼ 0.25% · 3.875%
HK$330,423
−HK$8,755/mo
Today · 4.125%
HK$339,178
baseline
▲ 0.50% · 4.625%
HK$357,057
+HK$17,879/mo
Deposit HK$42.28M · loan HK$63.43M · min. income ≈ HK$678,356/mo (50% DSR)
Upfront cash ≈ HK$48.25M (deposit + AVD stamp duty HK$5,962,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,464
−HK$21,162/mo
▼ 0.25% · 3.875%
HK$347,961
−HK$10,665/mo
Today · 4.125%
HK$358,626
baseline
▲ 0.50% · 4.625%
HK$380,447
+HK$21,821/mo
Deposit HK$31.71M · loan HK$74.00M · min. income ≈ HK$717,252/mo (50% DSR)
Upfront cash ≈ HK$37.68M (deposit + AVD stamp duty HK$5,962,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,425
−HK$20,283/mo
▼ 0.25% · 3.875%
HK$385,494
−HK$10,214/mo
Today · 4.125%
HK$395,708
baseline
▲ 0.50% · 4.625%
HK$416,566
+HK$20,858/mo
Deposit HK$31.71M · loan HK$74.00M · min. income ≈ HK$791,416/mo (50% DSR)
Upfront cash ≈ HK$37.68M (deposit + AVD stamp duty HK$5,962,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$433,882
−HK$27,208/mo
▼ 0.25% · 3.875%
HK$447,378
−HK$13,712/mo
Today · 4.125%
HK$461,090
baseline
▲ 0.50% · 4.625%
HK$489,146
+HK$28,056/mo
Deposit HK$10.57M · loan HK$95.14M · min. income ≈ HK$922,180/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$5,962,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$482,689
−HK$26,078/mo
▼ 0.25% · 3.875%
HK$495,635
−HK$13,132/mo
Today · 4.125%
HK$508,767
baseline
▲ 0.50% · 4.625%
HK$535,585
+HK$26,818/mo
Deposit HK$10.57M · loan HK$95.14M · min. income ≈ HK$1,017,534/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$5,962,936 · Scale 2, in force from 26 Feb 2026)