Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$105.73M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$337,530
−HK$21,166/mo
▼ 0.25% · 3.875%
HK$348,029
−HK$10,667/mo
Today · 4.125%
HK$358,696
baseline
▲ 0.50% · 4.625%
HK$380,521
+HK$21,825/mo
Deposit HK$31.72M · loan HK$74.01M · min. income ≈ HK$717,392/mo (50% DSR)
Upfront cash ≈ HK$37.69M (deposit + AVD stamp duty HK$5,969,139 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com