Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$105.76M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$337,633
−HK$21,173/mo
▼ 0.25% · 3.875%
HK$348,136
−HK$10,670/mo
Today · 4.125%
HK$358,806
baseline
▲ 0.50% · 4.625%
HK$380,638
+HK$21,832/mo

Deposit HK$31.73M · loan HK$74.03M · min. income ≈ HK$717,612/mo (50% DSR)

Upfront cash ≈ HK$37.71M (deposit + AVD stamp duty HK$5,978,884 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.