LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,121
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,871
−HK$763/mo
Today · 4.125%
HK$25,634
baseline
▲ 0.50% · 4.625%
HK$27,193
+HK$1,559/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$51,268/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,835
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,554
−HK$730/mo
Today · 4.125%
HK$28,284
baseline
▲ 0.50% · 4.625%
HK$29,775
+HK$1,491/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$56,568/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,945
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,846
−HK$914/mo
Today · 4.125%
HK$30,760
baseline
▲ 0.50% · 4.625%
HK$32,632
+HK$1,872/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$61,520/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,201
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,065
−HK$876/mo
Today · 4.125%
HK$33,941
baseline
▲ 0.50% · 4.625%
HK$35,730
+HK$1,789/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$67,882/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,770
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,820
−HK$1,067/mo
Today · 4.125%
HK$35,887
baseline
▲ 0.50% · 4.625%
HK$38,071
+HK$2,184/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$71,774/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,568
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,576
−HK$1,022/mo
Today · 4.125%
HK$39,598
baseline
▲ 0.50% · 4.625%
HK$41,685
+HK$2,087/mo
Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$79,196/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,418
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,769
−HK$1,372/mo
Today · 4.125%
HK$46,141
baseline
▲ 0.50% · 4.625%
HK$48,948
+HK$2,807/mo
Deposit HK$1.06M · loan HK$9.52M · min. income ≈ HK$92,282/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,302
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,598
−HK$1,314/mo
Today · 4.125%
HK$50,912
baseline
▲ 0.50% · 4.625%
HK$53,595
+HK$2,683/mo
Deposit HK$1.06M · loan HK$9.52M · min. income ≈ HK$101,824/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,685 · Scale 2, in force from 26 Feb 2026)