LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,124
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,874
−HK$763/mo
Today · 4.125%
HK$25,637
baseline
▲ 0.50% · 4.625%
HK$27,197
+HK$1,560/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$51,274/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,838
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,557
−HK$730/mo
Today · 4.125%
HK$28,287
baseline
▲ 0.50% · 4.625%
HK$29,779
+HK$1,492/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$56,574/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,949
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,849
−HK$915/mo
Today · 4.125%
HK$30,764
baseline
▲ 0.50% · 4.625%
HK$32,636
+HK$1,872/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$61,528/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,205
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,069
−HK$876/mo
Today · 4.125%
HK$33,945
baseline
▲ 0.50% · 4.625%
HK$35,734
+HK$1,789/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$67,890/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,773
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,824
−HK$1,067/mo
Today · 4.125%
HK$35,891
baseline
▲ 0.50% · 4.625%
HK$38,075
+HK$2,184/mo
Deposit HK$3.17M · loan HK$7.41M · min. income ≈ HK$71,782/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,573
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,580
−HK$1,022/mo
Today · 4.125%
HK$39,602
baseline
▲ 0.50% · 4.625%
HK$41,690
+HK$2,088/mo
Deposit HK$3.17M · loan HK$7.41M · min. income ≈ HK$79,204/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,423
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,774
−HK$1,372/mo
Today · 4.125%
HK$46,146
baseline
▲ 0.50% · 4.625%
HK$48,954
+HK$2,808/mo
Deposit HK$1.06M · loan HK$9.52M · min. income ≈ HK$92,292/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,308
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,603
−HK$1,314/mo
Today · 4.125%
HK$50,917
baseline
▲ 0.50% · 4.625%
HK$53,601
+HK$2,684/mo
Deposit HK$1.06M · loan HK$9.52M · min. income ≈ HK$101,834/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$396,729 · Scale 2, in force from 26 Feb 2026)