LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,131
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,882
−HK$762/mo
Today · 4.125%
HK$25,644
baseline
▲ 0.50% · 4.625%
HK$27,205
+HK$1,561/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$51,288/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,845
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,565
−HK$731/mo
Today · 4.125%
HK$28,296
baseline
▲ 0.50% · 4.625%
HK$29,787
+HK$1,491/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$56,592/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,957
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,858
−HK$915/mo
Today · 4.125%
HK$30,773
baseline
▲ 0.50% · 4.625%
HK$32,645
+HK$1,872/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$61,546/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,215
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,078
−HK$877/mo
Today · 4.125%
HK$33,955
baseline
▲ 0.50% · 4.625%
HK$35,745
+HK$1,790/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$67,910/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,783
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,834
−HK$1,068/mo
Today · 4.125%
HK$35,902
baseline
▲ 0.50% · 4.625%
HK$38,086
+HK$2,184/mo
Deposit HK$3.17M · loan HK$7.41M · min. income ≈ HK$71,804/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,584
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,592
−HK$1,022/mo
Today · 4.125%
HK$39,614
baseline
▲ 0.50% · 4.625%
HK$41,702
+HK$2,088/mo
Deposit HK$3.17M · loan HK$7.41M · min. income ≈ HK$79,228/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,436
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,787
−HK$1,372/mo
Today · 4.125%
HK$46,159
baseline
▲ 0.50% · 4.625%
HK$48,968
+HK$2,809/mo
Deposit HK$1.06M · loan HK$9.52M · min. income ≈ HK$92,318/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$396,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,322
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,618
−HK$1,314/mo
Today · 4.125%
HK$50,932
baseline
▲ 0.50% · 4.625%
HK$53,617
+HK$2,685/mo
Deposit HK$1.06M · loan HK$9.52M · min. income ≈ HK$101,864/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$396,846 · Scale 2, in force from 26 Feb 2026)