LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,133
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,883
−HK$763/mo
Today · 4.125%
HK$25,646
baseline
▲ 0.50% · 4.625%
HK$27,207
+HK$1,561/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$51,292/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,847
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,567
−HK$731/mo
Today · 4.125%
HK$28,298
baseline
▲ 0.50% · 4.625%
HK$29,789
+HK$1,491/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$56,596/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,959
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,860
−HK$915/mo
Today · 4.125%
HK$30,775
baseline
▲ 0.50% · 4.625%
HK$32,648
+HK$1,873/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$61,550/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,217
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,081
−HK$876/mo
Today · 4.125%
HK$33,957
baseline
▲ 0.50% · 4.625%
HK$35,747
+HK$1,790/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$67,914/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,786
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,837
−HK$1,067/mo
Today · 4.125%
HK$35,904
baseline
▲ 0.50% · 4.625%
HK$38,089
+HK$2,185/mo
Deposit HK$3.17M · loan HK$7.41M · min. income ≈ HK$71,808/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,586
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,594
−HK$1,023/mo
Today · 4.125%
HK$39,617
baseline
▲ 0.50% · 4.625%
HK$41,705
+HK$2,088/mo
Deposit HK$3.17M · loan HK$7.41M · min. income ≈ HK$79,234/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,439
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,790
−HK$1,373/mo
Today · 4.125%
HK$46,163
baseline
▲ 0.50% · 4.625%
HK$48,972
+HK$2,809/mo
Deposit HK$1.06M · loan HK$9.52M · min. income ≈ HK$92,326/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$396,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,325
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,621
−HK$1,315/mo
Today · 4.125%
HK$50,936
baseline
▲ 0.50% · 4.625%
HK$53,621
+HK$2,685/mo
Deposit HK$1.06M · loan HK$9.52M · min. income ≈ HK$101,872/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$396,875 · Scale 2, in force from 26 Feb 2026)