LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,134
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,884
−HK$763/mo
Today · 4.125%
HK$25,647
baseline
▲ 0.50% · 4.625%
HK$27,208
+HK$1,561/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$51,294/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,848
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,569
−HK$730/mo
Today · 4.125%
HK$28,299
baseline
▲ 0.50% · 4.625%
HK$29,791
+HK$1,492/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$56,598/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,960
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,861
−HK$915/mo
Today · 4.125%
HK$30,776
baseline
▲ 0.50% · 4.625%
HK$32,649
+HK$1,873/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$61,552/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,218
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,082
−HK$877/mo
Today · 4.125%
HK$33,959
baseline
▲ 0.50% · 4.625%
HK$35,749
+HK$1,790/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$67,918/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,787
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,838
−HK$1,068/mo
Today · 4.125%
HK$35,906
baseline
▲ 0.50% · 4.625%
HK$38,091
+HK$2,185/mo
Deposit HK$3.18M · loan HK$7.41M · min. income ≈ HK$71,812/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,588
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,596
−HK$1,023/mo
Today · 4.125%
HK$39,619
baseline
▲ 0.50% · 4.625%
HK$41,707
+HK$2,088/mo
Deposit HK$3.18M · loan HK$7.41M · min. income ≈ HK$79,238/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,441
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,792
−HK$1,373/mo
Today · 4.125%
HK$46,165
baseline
▲ 0.50% · 4.625%
HK$48,974
+HK$2,809/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$92,330/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$396,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,327
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,623
−HK$1,315/mo
Today · 4.125%
HK$50,938
baseline
▲ 0.50% · 4.625%
HK$53,623
+HK$2,685/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$101,876/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$396,891 · Scale 2, in force from 26 Feb 2026)