LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,137
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,888
−HK$763/mo
Today · 4.125%
HK$25,651
baseline
▲ 0.50% · 4.625%
HK$27,211
+HK$1,560/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$51,302/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,852
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,572
−HK$731/mo
Today · 4.125%
HK$28,303
baseline
▲ 0.50% · 4.625%
HK$29,795
+HK$1,492/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$56,606/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,964
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,865
−HK$916/mo
Today · 4.125%
HK$30,781
baseline
▲ 0.50% · 4.625%
HK$32,654
+HK$1,873/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$61,562/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,223
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,087
−HK$876/mo
Today · 4.125%
HK$33,963
baseline
▲ 0.50% · 4.625%
HK$35,754
+HK$1,791/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$67,926/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,792
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,843
−HK$1,068/mo
Today · 4.125%
HK$35,911
baseline
▲ 0.50% · 4.625%
HK$38,096
+HK$2,185/mo
Deposit HK$3.18M · loan HK$7.41M · min. income ≈ HK$71,822/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,593
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,601
−HK$1,023/mo
Today · 4.125%
HK$39,624
baseline
▲ 0.50% · 4.625%
HK$41,713
+HK$2,089/mo
Deposit HK$3.18M · loan HK$7.41M · min. income ≈ HK$79,248/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,447
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,798
−HK$1,373/mo
Today · 4.125%
HK$46,171
baseline
▲ 0.50% · 4.625%
HK$48,980
+HK$2,809/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$92,342/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$396,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,334
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,630
−HK$1,315/mo
Today · 4.125%
HK$50,945
baseline
▲ 0.50% · 4.625%
HK$53,631
+HK$2,686/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$101,890/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$396,946 · Scale 2, in force from 26 Feb 2026)