LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,139
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,890
−HK$763/mo
Today · 4.125%
HK$25,653
baseline
▲ 0.50% · 4.625%
HK$27,214
+HK$1,561/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$51,306/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,855
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,575
−HK$730/mo
Today · 4.125%
HK$28,305
baseline
▲ 0.50% · 4.625%
HK$29,798
+HK$1,493/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$56,610/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$396,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,967
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,868
−HK$916/mo
Today · 4.125%
HK$30,784
baseline
▲ 0.50% · 4.625%
HK$32,657
+HK$1,873/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$61,568/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,226
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,090
−HK$877/mo
Today · 4.125%
HK$33,967
baseline
▲ 0.50% · 4.625%
HK$35,757
+HK$1,790/mo
Deposit HK$4.23M · loan HK$6.35M · min. income ≈ HK$67,934/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$396,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,795
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,846
−HK$1,068/mo
Today · 4.125%
HK$35,914
baseline
▲ 0.50% · 4.625%
HK$38,099
+HK$2,185/mo
Deposit HK$3.18M · loan HK$7.41M · min. income ≈ HK$71,828/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,596
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,605
−HK$1,023/mo
Today · 4.125%
HK$39,628
baseline
▲ 0.50% · 4.625%
HK$41,717
+HK$2,089/mo
Deposit HK$3.18M · loan HK$7.41M · min. income ≈ HK$79,256/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,451
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,802
−HK$1,373/mo
Today · 4.125%
HK$46,175
baseline
▲ 0.50% · 4.625%
HK$48,985
+HK$2,810/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$92,350/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$396,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,338
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,635
−HK$1,315/mo
Today · 4.125%
HK$50,950
baseline
▲ 0.50% · 4.625%
HK$53,636
+HK$2,686/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$101,900/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$396,982 · Scale 2, in force from 26 Feb 2026)