LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,148
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,899
−HK$763/mo
Today · 4.125%
HK$25,662
baseline
▲ 0.50% · 4.625%
HK$27,224
+HK$1,562/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$51,324/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$397,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,864
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,585
−HK$731/mo
Today · 4.125%
HK$28,316
baseline
▲ 0.50% · 4.625%
HK$29,808
+HK$1,492/mo
Deposit HK$5.29M · loan HK$5.29M · min. income ≈ HK$56,632/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$397,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,977
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,879
−HK$916/mo
Today · 4.125%
HK$30,795
baseline
▲ 0.50% · 4.625%
HK$32,668
+HK$1,873/mo
Deposit HK$4.24M · loan HK$6.35M · min. income ≈ HK$61,590/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$397,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,237
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,102
−HK$877/mo
Today · 4.125%
HK$33,979
baseline
▲ 0.50% · 4.625%
HK$35,770
+HK$1,791/mo
Deposit HK$4.24M · loan HK$6.35M · min. income ≈ HK$67,958/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$397,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,807
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,859
−HK$1,068/mo
Today · 4.125%
HK$35,927
baseline
▲ 0.50% · 4.625%
HK$38,113
+HK$2,186/mo
Deposit HK$3.18M · loan HK$7.41M · min. income ≈ HK$71,854/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$397,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,610
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,619
−HK$1,023/mo
Today · 4.125%
HK$39,642
baseline
▲ 0.50% · 4.625%
HK$41,732
+HK$2,090/mo
Deposit HK$3.18M · loan HK$7.41M · min. income ≈ HK$79,284/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$397,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,466
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,818
−HK$1,374/mo
Today · 4.125%
HK$46,192
baseline
▲ 0.50% · 4.625%
HK$49,003
+HK$2,811/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$92,384/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,356
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,653
−HK$1,315/mo
Today · 4.125%
HK$50,968
baseline
▲ 0.50% · 4.625%
HK$53,655
+HK$2,687/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$101,936/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,125 · Scale 2, in force from 26 Feb 2026)