LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,151
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,902
−HK$763/mo
Today · 4.125%
HK$25,665
baseline
▲ 0.50% · 4.625%
HK$27,227
+HK$1,562/mo
Deposit HK$5.30M · loan HK$5.30M · min. income ≈ HK$51,330/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$397,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,868
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,588
−HK$731/mo
Today · 4.125%
HK$28,319
baseline
▲ 0.50% · 4.625%
HK$29,812
+HK$1,493/mo
Deposit HK$5.30M · loan HK$5.30M · min. income ≈ HK$56,638/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$397,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,981
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,883
−HK$915/mo
Today · 4.125%
HK$30,798
baseline
▲ 0.50% · 4.625%
HK$32,673
+HK$1,875/mo
Deposit HK$4.24M · loan HK$6.35M · min. income ≈ HK$61,596/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$397,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,241
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,106
−HK$877/mo
Today · 4.125%
HK$33,983
baseline
▲ 0.50% · 4.625%
HK$35,774
+HK$1,791/mo
Deposit HK$4.24M · loan HK$6.35M · min. income ≈ HK$67,966/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$397,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,811
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,863
−HK$1,069/mo
Today · 4.125%
HK$35,932
baseline
▲ 0.50% · 4.625%
HK$38,118
+HK$2,186/mo
Deposit HK$3.18M · loan HK$7.41M · min. income ≈ HK$71,864/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$397,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,615
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,624
−HK$1,023/mo
Today · 4.125%
HK$39,647
baseline
▲ 0.50% · 4.625%
HK$41,737
+HK$2,090/mo
Deposit HK$3.18M · loan HK$7.41M · min. income ≈ HK$79,294/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$397,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,472
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,824
−HK$1,374/mo
Today · 4.125%
HK$46,198
baseline
▲ 0.50% · 4.625%
HK$49,009
+HK$2,811/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$92,396/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,362
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,659
−HK$1,316/mo
Today · 4.125%
HK$50,975
baseline
▲ 0.50% · 4.625%
HK$53,662
+HK$2,687/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$101,950/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,175 · Scale 2, in force from 26 Feb 2026)