LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,158
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,909
−HK$763/mo
Today · 4.125%
HK$25,672
baseline
▲ 0.50% · 4.625%
HK$27,234
+HK$1,562/mo
Deposit HK$5.30M · loan HK$5.30M · min. income ≈ HK$51,344/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$397,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,875
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,596
−HK$731/mo
Today · 4.125%
HK$28,327
baseline
▲ 0.50% · 4.625%
HK$29,820
+HK$1,493/mo
Deposit HK$5.30M · loan HK$5.30M · min. income ≈ HK$56,654/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$397,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,989
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,891
−HK$916/mo
Today · 4.125%
HK$30,807
baseline
▲ 0.50% · 4.625%
HK$32,681
+HK$1,874/mo
Deposit HK$4.24M · loan HK$6.36M · min. income ≈ HK$61,614/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$397,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,250
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,115
−HK$877/mo
Today · 4.125%
HK$33,992
baseline
▲ 0.50% · 4.625%
HK$35,784
+HK$1,792/mo
Deposit HK$4.24M · loan HK$6.36M · min. income ≈ HK$67,984/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$397,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,821
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,873
−HK$1,068/mo
Today · 4.125%
HK$35,941
baseline
▲ 0.50% · 4.625%
HK$38,128
+HK$2,187/mo
Deposit HK$3.18M · loan HK$7.42M · min. income ≈ HK$71,882/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$397,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,625
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,634
−HK$1,024/mo
Today · 4.125%
HK$39,658
baseline
▲ 0.50% · 4.625%
HK$41,748
+HK$2,090/mo
Deposit HK$3.18M · loan HK$7.42M · min. income ≈ HK$79,316/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$397,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,484
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,836
−HK$1,374/mo
Today · 4.125%
HK$46,210
baseline
▲ 0.50% · 4.625%
HK$49,022
+HK$2,812/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$92,420/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,375
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,672
−HK$1,317/mo
Today · 4.125%
HK$50,989
baseline
▲ 0.50% · 4.625%
HK$53,676
+HK$2,687/mo
Deposit HK$1.06M · loan HK$9.53M · min. income ≈ HK$101,978/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,283 · Scale 2, in force from 26 Feb 2026)