LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,165
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,917
−HK$764/mo
Today · 4.125%
HK$25,681
baseline
▲ 0.50% · 4.625%
HK$27,243
+HK$1,562/mo
Deposit HK$5.30M · loan HK$5.30M · min. income ≈ HK$51,362/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$397,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,884
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,605
−HK$731/mo
Today · 4.125%
HK$28,336
baseline
▲ 0.50% · 4.625%
HK$29,830
+HK$1,494/mo
Deposit HK$5.30M · loan HK$5.30M · min. income ≈ HK$56,672/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$397,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,999
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,901
−HK$916/mo
Today · 4.125%
HK$30,817
baseline
▲ 0.50% · 4.625%
HK$32,692
+HK$1,875/mo
Deposit HK$4.24M · loan HK$6.36M · min. income ≈ HK$61,634/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$397,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,261
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,126
−HK$877/mo
Today · 4.125%
HK$34,003
baseline
▲ 0.50% · 4.625%
HK$35,796
+HK$1,793/mo
Deposit HK$4.24M · loan HK$6.36M · min. income ≈ HK$68,006/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$397,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,832
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,884
−HK$1,069/mo
Today · 4.125%
HK$35,953
baseline
▲ 0.50% · 4.625%
HK$38,141
+HK$2,188/mo
Deposit HK$3.18M · loan HK$7.42M · min. income ≈ HK$71,906/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$397,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,637
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,647
−HK$1,024/mo
Today · 4.125%
HK$39,671
baseline
▲ 0.50% · 4.625%
HK$41,762
+HK$2,091/mo
Deposit HK$3.18M · loan HK$7.42M · min. income ≈ HK$79,342/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$397,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,498
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,851
−HK$1,374/mo
Today · 4.125%
HK$46,225
baseline
▲ 0.50% · 4.625%
HK$49,038
+HK$2,813/mo
Deposit HK$1.06M · loan HK$9.54M · min. income ≈ HK$92,450/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,391
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,689
−HK$1,316/mo
Today · 4.125%
HK$51,005
baseline
▲ 0.50% · 4.625%
HK$53,694
+HK$2,689/mo
Deposit HK$1.06M · loan HK$9.54M · min. income ≈ HK$102,010/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,413 · Scale 2, in force from 26 Feb 2026)