LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,169
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,921
−HK$764/mo
Today · 4.125%
HK$25,685
baseline
▲ 0.50% · 4.625%
HK$27,247
+HK$1,562/mo
Deposit HK$5.30M · loan HK$5.30M · min. income ≈ HK$51,370/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$397,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,888
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,609
−HK$731/mo
Today · 4.125%
HK$28,340
baseline
▲ 0.50% · 4.625%
HK$29,834
+HK$1,494/mo
Deposit HK$5.30M · loan HK$5.30M · min. income ≈ HK$56,680/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$397,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,003
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,905
−HK$916/mo
Today · 4.125%
HK$30,821
baseline
▲ 0.50% · 4.625%
HK$32,697
+HK$1,876/mo
Deposit HK$4.24M · loan HK$6.36M · min. income ≈ HK$61,642/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$397,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,265
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,131
−HK$877/mo
Today · 4.125%
HK$34,008
baseline
▲ 0.50% · 4.625%
HK$35,801
+HK$1,793/mo
Deposit HK$4.24M · loan HK$6.36M · min. income ≈ HK$68,016/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$397,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,836
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,889
−HK$1,069/mo
Today · 4.125%
HK$35,958
baseline
▲ 0.50% · 4.625%
HK$38,146
+HK$2,188/mo
Deposit HK$3.18M · loan HK$7.42M · min. income ≈ HK$71,916/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$397,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,643
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,652
−HK$1,024/mo
Today · 4.125%
HK$39,676
baseline
▲ 0.50% · 4.625%
HK$41,768
+HK$2,092/mo
Deposit HK$3.18M · loan HK$7.42M · min. income ≈ HK$79,352/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$397,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,504
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,857
−HK$1,375/mo
Today · 4.125%
HK$46,232
baseline
▲ 0.50% · 4.625%
HK$49,045
+HK$2,813/mo
Deposit HK$1.06M · loan HK$9.54M · min. income ≈ HK$92,464/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,398
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,696
−HK$1,317/mo
Today · 4.125%
HK$51,013
baseline
▲ 0.50% · 4.625%
HK$53,702
+HK$2,689/mo
Deposit HK$1.06M · loan HK$9.54M · min. income ≈ HK$102,026/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,471 · Scale 2, in force from 26 Feb 2026)