LTV · monthly repayment
▼ 0.50% · 3.625%
HK$241,959
−HK$15,173/mo
▼ 0.25% · 3.875%
HK$249,486
−HK$7,646/mo
Today · 4.125%
HK$257,132
baseline
▲ 0.50% · 4.625%
HK$272,778
+HK$15,646/mo
Deposit HK$53.06M · loan HK$53.06M · min. income ≈ HK$514,264/mo (50% DSR)
Upfront cash ≈ HK$59.14M (deposit + AVD stamp duty HK$6,083,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,177
−HK$14,543/mo
▼ 0.25% · 3.875%
HK$276,396
−HK$7,324/mo
Today · 4.125%
HK$283,720
baseline
▲ 0.50% · 4.625%
HK$298,675
+HK$14,955/mo
Deposit HK$53.06M · loan HK$53.06M · min. income ≈ HK$567,440/mo (50% DSR)
Upfront cash ≈ HK$59.14M (deposit + AVD stamp duty HK$6,083,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,351
−HK$18,208/mo
▼ 0.25% · 3.875%
HK$299,383
−HK$9,176/mo
Today · 4.125%
HK$308,559
baseline
▲ 0.50% · 4.625%
HK$327,334
+HK$18,775/mo
Deposit HK$42.44M · loan HK$63.67M · min. income ≈ HK$617,118/mo (50% DSR)
Upfront cash ≈ HK$48.53M (deposit + AVD stamp duty HK$6,083,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,013
−HK$17,451/mo
▼ 0.25% · 3.875%
HK$331,676
−HK$8,788/mo
Today · 4.125%
HK$340,464
baseline
▲ 0.50% · 4.625%
HK$358,410
+HK$17,946/mo
Deposit HK$42.44M · loan HK$63.67M · min. income ≈ HK$680,928/mo (50% DSR)
Upfront cash ≈ HK$48.53M (deposit + AVD stamp duty HK$6,083,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,743
−HK$21,242/mo
▼ 0.25% · 3.875%
HK$349,280
−HK$10,705/mo
Today · 4.125%
HK$359,985
baseline
▲ 0.50% · 4.625%
HK$381,889
+HK$21,904/mo
Deposit HK$31.83M · loan HK$74.28M · min. income ≈ HK$719,970/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$6,083,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,848
−HK$20,360/mo
▼ 0.25% · 3.875%
HK$386,955
−HK$10,253/mo
Today · 4.125%
HK$397,208
baseline
▲ 0.50% · 4.625%
HK$418,146
+HK$20,938/mo
Deposit HK$31.83M · loan HK$74.28M · min. income ≈ HK$794,416/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$6,083,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$435,527
−HK$27,311/mo
▼ 0.25% · 3.875%
HK$449,074
−HK$13,764/mo
Today · 4.125%
HK$462,838
baseline
▲ 0.50% · 4.625%
HK$491,001
+HK$28,163/mo
Deposit HK$10.61M · loan HK$95.50M · min. income ≈ HK$925,676/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$6,083,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$484,519
−HK$26,177/mo
▼ 0.25% · 3.875%
HK$497,514
−HK$13,182/mo
Today · 4.125%
HK$510,696
baseline
▲ 0.50% · 4.625%
HK$537,616
+HK$26,920/mo
Deposit HK$10.61M · loan HK$95.50M · min. income ≈ HK$1,021,392/mo (50% DSR)
Upfront cash ≈ HK$16.69M (deposit + AVD stamp duty HK$6,083,168 · Scale 2, in force from 26 Feb 2026)