LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,200
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,953
−HK$765/mo
Today · 4.125%
HK$25,718
baseline
▲ 0.50% · 4.625%
HK$27,282
+HK$1,564/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$51,436/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$397,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,922
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,644
−HK$733/mo
Today · 4.125%
HK$28,377
baseline
▲ 0.50% · 4.625%
HK$29,873
+HK$1,496/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$56,754/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$397,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,040
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,943
−HK$918/mo
Today · 4.125%
HK$30,861
baseline
▲ 0.50% · 4.625%
HK$32,739
+HK$1,878/mo
Deposit HK$4.25M · loan HK$6.37M · min. income ≈ HK$61,722/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$397,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,307
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,173
−HK$879/mo
Today · 4.125%
HK$34,052
baseline
▲ 0.50% · 4.625%
HK$35,847
+HK$1,795/mo
Deposit HK$4.25M · loan HK$6.37M · min. income ≈ HK$68,104/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$397,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,880
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,934
−HK$1,071/mo
Today · 4.125%
HK$36,005
baseline
▲ 0.50% · 4.625%
HK$38,195
+HK$2,190/mo
Deposit HK$3.18M · loan HK$7.43M · min. income ≈ HK$72,010/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$397,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,691
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,702
−HK$1,026/mo
Today · 4.125%
HK$39,728
baseline
▲ 0.50% · 4.625%
HK$41,822
+HK$2,094/mo
Deposit HK$3.18M · loan HK$7.43M · min. income ≈ HK$79,456/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$397,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,560
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,915
−HK$1,377/mo
Today · 4.125%
HK$46,292
baseline
▲ 0.50% · 4.625%
HK$49,108
+HK$2,816/mo
Deposit HK$1.06M · loan HK$9.55M · min. income ≈ HK$92,584/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,460
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,760
−HK$1,318/mo
Today · 4.125%
HK$51,078
baseline
▲ 0.50% · 4.625%
HK$53,771
+HK$2,693/mo
Deposit HK$1.06M · loan HK$9.55M · min. income ≈ HK$102,156/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$397,983 · Scale 2, in force from 26 Feb 2026)