LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,219
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,972
−HK$766/mo
Today · 4.125%
HK$25,738
baseline
▲ 0.50% · 4.625%
HK$27,304
+HK$1,566/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$51,476/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,943
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,666
−HK$733/mo
Today · 4.125%
HK$28,399
baseline
▲ 0.50% · 4.625%
HK$29,896
+HK$1,497/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$56,798/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,063
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,967
−HK$918/mo
Today · 4.125%
HK$30,885
baseline
▲ 0.50% · 4.625%
HK$32,764
+HK$1,879/mo
Deposit HK$4.25M · loan HK$6.37M · min. income ≈ HK$61,770/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,332
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,199
−HK$880/mo
Today · 4.125%
HK$34,079
baseline
▲ 0.50% · 4.625%
HK$35,875
+HK$1,796/mo
Deposit HK$4.25M · loan HK$6.37M · min. income ≈ HK$68,158/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,906
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,961
−HK$1,072/mo
Today · 4.125%
HK$36,033
baseline
▲ 0.50% · 4.625%
HK$38,225
+HK$2,192/mo
Deposit HK$3.19M · loan HK$7.43M · min. income ≈ HK$72,066/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$398,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,721
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,732
−HK$1,026/mo
Today · 4.125%
HK$39,758
baseline
▲ 0.50% · 4.625%
HK$41,854
+HK$2,096/mo
Deposit HK$3.19M · loan HK$7.43M · min. income ≈ HK$79,516/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$398,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,594
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,950
−HK$1,378/mo
Today · 4.125%
HK$46,328
baseline
▲ 0.50% · 4.625%
HK$49,147
+HK$2,819/mo
Deposit HK$1.06M · loan HK$9.56M · min. income ≈ HK$92,656/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,498
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,799
−HK$1,319/mo
Today · 4.125%
HK$51,118
baseline
▲ 0.50% · 4.625%
HK$53,813
+HK$2,695/mo
Deposit HK$1.06M · loan HK$9.56M · min. income ≈ HK$102,236/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,292 · Scale 2, in force from 26 Feb 2026)