LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,223
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,977
−HK$765/mo
Today · 4.125%
HK$25,742
baseline
▲ 0.50% · 4.625%
HK$27,309
+HK$1,567/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$51,484/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,948
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,671
−HK$733/mo
Today · 4.125%
HK$28,404
baseline
▲ 0.50% · 4.625%
HK$29,901
+HK$1,497/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$56,808/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,068
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,972
−HK$919/mo
Today · 4.125%
HK$30,891
baseline
▲ 0.50% · 4.625%
HK$32,771
+HK$1,880/mo
Deposit HK$4.25M · loan HK$6.37M · min. income ≈ HK$61,782/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,338
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,205
−HK$880/mo
Today · 4.125%
HK$34,085
baseline
▲ 0.50% · 4.625%
HK$35,882
+HK$1,797/mo
Deposit HK$4.25M · loan HK$6.37M · min. income ≈ HK$68,170/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,913
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,968
−HK$1,071/mo
Today · 4.125%
HK$36,039
baseline
▲ 0.50% · 4.625%
HK$38,232
+HK$2,193/mo
Deposit HK$3.19M · loan HK$7.44M · min. income ≈ HK$72,078/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$398,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,728
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,739
−HK$1,027/mo
Today · 4.125%
HK$39,766
baseline
▲ 0.50% · 4.625%
HK$41,862
+HK$2,096/mo
Deposit HK$3.19M · loan HK$7.44M · min. income ≈ HK$79,532/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$398,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,602
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,958
−HK$1,378/mo
Today · 4.125%
HK$46,336
baseline
▲ 0.50% · 4.625%
HK$49,156
+HK$2,820/mo
Deposit HK$1.06M · loan HK$9.56M · min. income ≈ HK$92,672/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,507
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,808
−HK$1,320/mo
Today · 4.125%
HK$51,128
baseline
▲ 0.50% · 4.625%
HK$53,823
+HK$2,695/mo
Deposit HK$1.06M · loan HK$9.56M · min. income ≈ HK$102,256/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,367 · Scale 2, in force from 26 Feb 2026)