LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,224
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,978
−HK$766/mo
Today · 4.125%
HK$25,744
baseline
▲ 0.50% · 4.625%
HK$27,310
+HK$1,566/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$51,488/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,950
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,672
−HK$734/mo
Today · 4.125%
HK$28,406
baseline
▲ 0.50% · 4.625%
HK$29,903
+HK$1,497/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$56,812/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,069
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,974
−HK$918/mo
Today · 4.125%
HK$30,892
baseline
▲ 0.50% · 4.625%
HK$32,772
+HK$1,880/mo
Deposit HK$4.25M · loan HK$6.37M · min. income ≈ HK$61,784/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,339
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,207
−HK$880/mo
Today · 4.125%
HK$34,087
baseline
▲ 0.50% · 4.625%
HK$35,883
+HK$1,796/mo
Deposit HK$4.25M · loan HK$6.37M · min. income ≈ HK$68,174/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,914
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,969
−HK$1,072/mo
Today · 4.125%
HK$36,041
baseline
▲ 0.50% · 4.625%
HK$38,234
+HK$2,193/mo
Deposit HK$3.19M · loan HK$7.44M · min. income ≈ HK$72,082/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$398,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,729
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,741
−HK$1,027/mo
Today · 4.125%
HK$39,768
baseline
▲ 0.50% · 4.625%
HK$41,864
+HK$2,096/mo
Deposit HK$3.19M · loan HK$7.44M · min. income ≈ HK$79,536/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$398,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,604
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,960
−HK$1,378/mo
Today · 4.125%
HK$46,338
baseline
▲ 0.50% · 4.625%
HK$49,158
+HK$2,820/mo
Deposit HK$1.06M · loan HK$9.56M · min. income ≈ HK$92,676/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,509
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,810
−HK$1,320/mo
Today · 4.125%
HK$51,130
baseline
▲ 0.50% · 4.625%
HK$53,825
+HK$2,695/mo
Deposit HK$1.06M · loan HK$9.56M · min. income ≈ HK$102,260/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,385 · Scale 2, in force from 26 Feb 2026)