LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,231
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,985
−HK$765/mo
Today · 4.125%
HK$25,750
baseline
▲ 0.50% · 4.625%
HK$27,317
+HK$1,567/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$51,500/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,957
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,680
−HK$733/mo
Today · 4.125%
HK$28,413
baseline
▲ 0.50% · 4.625%
HK$29,911
+HK$1,498/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$56,826/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,077
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,982
−HK$919/mo
Today · 4.125%
HK$30,901
baseline
▲ 0.50% · 4.625%
HK$32,781
+HK$1,880/mo
Deposit HK$4.25M · loan HK$6.38M · min. income ≈ HK$61,802/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,348
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,216
−HK$880/mo
Today · 4.125%
HK$34,096
baseline
▲ 0.50% · 4.625%
HK$35,893
+HK$1,797/mo
Deposit HK$4.25M · loan HK$6.38M · min. income ≈ HK$68,192/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,923
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,979
−HK$1,072/mo
Today · 4.125%
HK$36,051
baseline
▲ 0.50% · 4.625%
HK$38,244
+HK$2,193/mo
Deposit HK$3.19M · loan HK$7.44M · min. income ≈ HK$72,102/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$398,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,739
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,752
−HK$1,026/mo
Today · 4.125%
HK$39,778
baseline
▲ 0.50% · 4.625%
HK$41,875
+HK$2,097/mo
Deposit HK$3.19M · loan HK$7.44M · min. income ≈ HK$79,556/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$398,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,616
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,972
−HK$1,379/mo
Today · 4.125%
HK$46,351
baseline
▲ 0.50% · 4.625%
HK$49,171
+HK$2,820/mo
Deposit HK$1.06M · loan HK$9.56M · min. income ≈ HK$92,702/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,522
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,823
−HK$1,321/mo
Today · 4.125%
HK$51,144
baseline
▲ 0.50% · 4.625%
HK$53,839
+HK$2,695/mo
Deposit HK$1.06M · loan HK$9.56M · min. income ≈ HK$102,288/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,491 · Scale 2, in force from 26 Feb 2026)