LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,234
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,987
−HK$766/mo
Today · 4.125%
HK$25,753
baseline
▲ 0.50% · 4.625%
HK$27,320
+HK$1,567/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$51,506/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,960
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,683
−HK$733/mo
Today · 4.125%
HK$28,416
baseline
▲ 0.50% · 4.625%
HK$29,914
+HK$1,498/mo
Deposit HK$5.31M · loan HK$5.31M · min. income ≈ HK$56,832/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,080
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,985
−HK$919/mo
Today · 4.125%
HK$30,904
baseline
▲ 0.50% · 4.625%
HK$32,784
+HK$1,880/mo
Deposit HK$4.25M · loan HK$6.38M · min. income ≈ HK$61,808/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,352
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,219
−HK$880/mo
Today · 4.125%
HK$34,099
baseline
▲ 0.50% · 4.625%
HK$35,897
+HK$1,798/mo
Deposit HK$4.25M · loan HK$6.38M · min. income ≈ HK$68,198/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,927
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,982
−HK$1,073/mo
Today · 4.125%
HK$36,055
baseline
▲ 0.50% · 4.625%
HK$38,248
+HK$2,193/mo
Deposit HK$3.19M · loan HK$7.44M · min. income ≈ HK$72,110/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$398,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,744
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,756
−HK$1,027/mo
Today · 4.125%
HK$39,783
baseline
▲ 0.50% · 4.625%
HK$41,880
+HK$2,097/mo
Deposit HK$3.19M · loan HK$7.44M · min. income ≈ HK$79,566/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$398,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,621
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,977
−HK$1,379/mo
Today · 4.125%
HK$46,356
baseline
▲ 0.50% · 4.625%
HK$49,177
+HK$2,821/mo
Deposit HK$1.06M · loan HK$9.56M · min. income ≈ HK$92,712/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,527
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,829
−HK$1,320/mo
Today · 4.125%
HK$51,149
baseline
▲ 0.50% · 4.625%
HK$53,845
+HK$2,696/mo
Deposit HK$1.06M · loan HK$9.56M · min. income ≈ HK$102,298/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,535 · Scale 2, in force from 26 Feb 2026)