LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,243
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,997
−HK$766/mo
Today · 4.125%
HK$25,763
baseline
▲ 0.50% · 4.625%
HK$27,330
+HK$1,567/mo
Deposit HK$5.32M · loan HK$5.32M · min. income ≈ HK$51,526/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,970
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,693
−HK$734/mo
Today · 4.125%
HK$28,427
baseline
▲ 0.50% · 4.625%
HK$29,925
+HK$1,498/mo
Deposit HK$5.32M · loan HK$5.32M · min. income ≈ HK$56,854/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$398,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,091
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,996
−HK$919/mo
Today · 4.125%
HK$30,915
baseline
▲ 0.50% · 4.625%
HK$32,797
+HK$1,882/mo
Deposit HK$4.25M · loan HK$6.38M · min. income ≈ HK$61,830/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,364
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,232
−HK$880/mo
Today · 4.125%
HK$34,112
baseline
▲ 0.50% · 4.625%
HK$35,910
+HK$1,798/mo
Deposit HK$4.25M · loan HK$6.38M · min. income ≈ HK$68,224/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$398,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,940
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,995
−HK$1,073/mo
Today · 4.125%
HK$36,068
baseline
▲ 0.50% · 4.625%
HK$38,263
+HK$2,195/mo
Deposit HK$3.19M · loan HK$7.44M · min. income ≈ HK$72,136/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$398,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,758
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,770
−HK$1,027/mo
Today · 4.125%
HK$39,797
baseline
▲ 0.50% · 4.625%
HK$41,895
+HK$2,098/mo
Deposit HK$3.19M · loan HK$7.44M · min. income ≈ HK$79,594/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$398,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,637
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,994
−HK$1,379/mo
Today · 4.125%
HK$46,373
baseline
▲ 0.50% · 4.625%
HK$49,195
+HK$2,822/mo
Deposit HK$1.06M · loan HK$9.57M · min. income ≈ HK$92,746/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,545
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,847
−HK$1,321/mo
Today · 4.125%
HK$51,168
baseline
▲ 0.50% · 4.625%
HK$53,865
+HK$2,697/mo
Deposit HK$1.06M · loan HK$9.57M · min. income ≈ HK$102,336/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$398,683 · Scale 2, in force from 26 Feb 2026)