Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$106.34M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$339,488
−HK$21,289/mo
▼ 0.25% · 3.875%
HK$350,048
−HK$10,729/mo
Today · 4.125%
HK$360,777
baseline
▲ 0.50% · 4.625%
HK$382,729
+HK$21,952/mo
Deposit HK$31.90M · loan HK$74.44M · min. income ≈ HK$721,554/mo (50% DSR)
Upfront cash ≈ HK$38.06M (deposit + AVD stamp duty HK$6,153,177 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com