LTV · monthly repayment
▼ 0.50% · 3.625%
HK$242,772
−HK$15,224/mo
▼ 0.25% · 3.875%
HK$250,324
−HK$7,672/mo
Today · 4.125%
HK$257,996
baseline
▲ 0.50% · 4.625%
HK$273,695
+HK$15,699/mo
Deposit HK$53.23M · loan HK$53.23M · min. income ≈ HK$515,992/mo (50% DSR)
Upfront cash ≈ HK$59.42M (deposit + AVD stamp duty HK$6,190,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,082
−HK$14,591/mo
▼ 0.25% · 3.875%
HK$277,325
−HK$7,348/mo
Today · 4.125%
HK$284,673
baseline
▲ 0.50% · 4.625%
HK$299,679
+HK$15,006/mo
Deposit HK$53.23M · loan HK$53.23M · min. income ≈ HK$569,346/mo (50% DSR)
Upfront cash ≈ HK$59.42M (deposit + AVD stamp duty HK$6,190,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,327
−HK$18,269/mo
▼ 0.25% · 3.875%
HK$300,389
−HK$9,207/mo
Today · 4.125%
HK$309,596
baseline
▲ 0.50% · 4.625%
HK$328,434
+HK$18,838/mo
Deposit HK$42.59M · loan HK$63.88M · min. income ≈ HK$619,192/mo (50% DSR)
Upfront cash ≈ HK$48.78M (deposit + AVD stamp duty HK$6,190,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,098
−HK$17,510/mo
▼ 0.25% · 3.875%
HK$332,790
−HK$8,818/mo
Today · 4.125%
HK$341,608
baseline
▲ 0.50% · 4.625%
HK$359,615
+HK$18,007/mo
Deposit HK$42.59M · loan HK$63.88M · min. income ≈ HK$683,216/mo (50% DSR)
Upfront cash ≈ HK$48.78M (deposit + AVD stamp duty HK$6,190,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,881
−HK$21,314/mo
▼ 0.25% · 3.875%
HK$350,453
−HK$10,742/mo
Today · 4.125%
HK$361,195
baseline
▲ 0.50% · 4.625%
HK$383,173
+HK$21,978/mo
Deposit HK$31.94M · loan HK$74.53M · min. income ≈ HK$722,390/mo (50% DSR)
Upfront cash ≈ HK$38.13M (deposit + AVD stamp duty HK$6,190,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,114
−HK$20,429/mo
▼ 0.25% · 3.875%
HK$388,255
−HK$10,288/mo
Today · 4.125%
HK$398,543
baseline
▲ 0.50% · 4.625%
HK$419,551
+HK$21,008/mo
Deposit HK$31.94M · loan HK$74.53M · min. income ≈ HK$797,086/mo (50% DSR)
Upfront cash ≈ HK$38.13M (deposit + AVD stamp duty HK$6,190,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$436,990
−HK$27,403/mo
▼ 0.25% · 3.875%
HK$450,583
−HK$13,810/mo
Today · 4.125%
HK$464,393
baseline
▲ 0.50% · 4.625%
HK$492,650
+HK$28,257/mo
Deposit HK$10.65M · loan HK$95.82M · min. income ≈ HK$928,786/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$6,190,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$486,147
−HK$26,265/mo
▼ 0.25% · 3.875%
HK$499,185
−HK$13,227/mo
Today · 4.125%
HK$512,412
baseline
▲ 0.50% · 4.625%
HK$539,422
+HK$27,010/mo
Deposit HK$10.65M · loan HK$95.82M · min. income ≈ HK$1,024,824/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$6,190,131 · Scale 2, in force from 26 Feb 2026)