LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,286
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,042
−HK$767/mo
Today · 4.125%
HK$25,809
baseline
▲ 0.50% · 4.625%
HK$27,380
+HK$1,571/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$51,618/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$399,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,018
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,743
−HK$735/mo
Today · 4.125%
HK$28,478
baseline
▲ 0.50% · 4.625%
HK$29,979
+HK$1,501/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$56,956/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$399,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,143
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,050
−HK$921/mo
Today · 4.125%
HK$30,971
baseline
▲ 0.50% · 4.625%
HK$32,855
+HK$1,884/mo
Deposit HK$4.26M · loan HK$6.39M · min. income ≈ HK$61,942/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$399,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,422
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,291
−HK$882/mo
Today · 4.125%
HK$34,173
baseline
▲ 0.50% · 4.625%
HK$35,975
+HK$1,802/mo
Deposit HK$4.26M · loan HK$6.39M · min. income ≈ HK$68,346/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$399,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,001
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,058
−HK$1,075/mo
Today · 4.125%
HK$36,133
baseline
▲ 0.50% · 4.625%
HK$38,331
+HK$2,198/mo
Deposit HK$3.20M · loan HK$7.46M · min. income ≈ HK$72,266/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$399,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,825
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,840
−HK$1,029/mo
Today · 4.125%
HK$39,869
baseline
▲ 0.50% · 4.625%
HK$41,971
+HK$2,102/mo
Deposit HK$3.20M · loan HK$7.46M · min. income ≈ HK$79,738/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$399,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,715
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,075
−HK$1,381/mo
Today · 4.125%
HK$46,456
baseline
▲ 0.50% · 4.625%
HK$49,283
+HK$2,827/mo
Deposit HK$1.07M · loan HK$9.59M · min. income ≈ HK$92,912/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$399,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,633
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,937
−HK$1,323/mo
Today · 4.125%
HK$51,260
baseline
▲ 0.50% · 4.625%
HK$53,962
+HK$2,702/mo
Deposit HK$1.07M · loan HK$9.59M · min. income ≈ HK$102,520/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$399,399 · Scale 2, in force from 26 Feb 2026)