LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,295
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,051
−HK$768/mo
Today · 4.125%
HK$25,819
baseline
▲ 0.50% · 4.625%
HK$27,390
+HK$1,571/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$51,638/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$399,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,028
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,753
−HK$736/mo
Today · 4.125%
HK$28,489
baseline
▲ 0.50% · 4.625%
HK$29,990
+HK$1,501/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$56,978/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$399,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,154
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,061
−HK$922/mo
Today · 4.125%
HK$30,983
baseline
▲ 0.50% · 4.625%
HK$32,868
+HK$1,885/mo
Deposit HK$4.26M · loan HK$6.39M · min. income ≈ HK$61,966/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$399,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,434
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,304
−HK$882/mo
Today · 4.125%
HK$34,186
baseline
▲ 0.50% · 4.625%
HK$35,988
+HK$1,802/mo
Deposit HK$4.26M · loan HK$6.39M · min. income ≈ HK$68,372/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$399,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,013
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,072
−HK$1,074/mo
Today · 4.125%
HK$36,146
baseline
▲ 0.50% · 4.625%
HK$38,346
+HK$2,200/mo
Deposit HK$3.20M · loan HK$7.46M · min. income ≈ HK$72,292/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$399,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,840
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,855
−HK$1,029/mo
Today · 4.125%
HK$39,884
baseline
▲ 0.50% · 4.625%
HK$41,986
+HK$2,102/mo
Deposit HK$3.20M · loan HK$7.46M · min. income ≈ HK$79,768/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$399,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,732
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,092
−HK$1,382/mo
Today · 4.125%
HK$46,474
baseline
▲ 0.50% · 4.625%
HK$49,302
+HK$2,828/mo
Deposit HK$1.07M · loan HK$9.59M · min. income ≈ HK$92,948/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$399,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,651
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,956
−HK$1,323/mo
Today · 4.125%
HK$51,279
baseline
▲ 0.50% · 4.625%
HK$53,982
+HK$2,703/mo
Deposit HK$1.07M · loan HK$9.59M · min. income ≈ HK$102,558/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$399,550 · Scale 2, in force from 26 Feb 2026)