LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,297
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,053
−HK$768/mo
Today · 4.125%
HK$25,821
baseline
▲ 0.50% · 4.625%
HK$27,392
+HK$1,571/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$51,642/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$399,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,030
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,755
−HK$736/mo
Today · 4.125%
HK$28,491
baseline
▲ 0.50% · 4.625%
HK$29,992
+HK$1,501/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$56,982/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$399,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,156
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,063
−HK$922/mo
Today · 4.125%
HK$30,985
baseline
▲ 0.50% · 4.625%
HK$32,870
+HK$1,885/mo
Deposit HK$4.26M · loan HK$6.39M · min. income ≈ HK$61,970/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$399,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,436
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,306
−HK$883/mo
Today · 4.125%
HK$34,189
baseline
▲ 0.50% · 4.625%
HK$35,991
+HK$1,802/mo
Deposit HK$4.26M · loan HK$6.39M · min. income ≈ HK$68,378/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$399,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,016
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,074
−HK$1,075/mo
Today · 4.125%
HK$36,149
baseline
▲ 0.50% · 4.625%
HK$38,349
+HK$2,200/mo
Deposit HK$3.20M · loan HK$7.46M · min. income ≈ HK$72,298/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$399,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,842
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,857
−HK$1,030/mo
Today · 4.125%
HK$39,887
baseline
▲ 0.50% · 4.625%
HK$41,989
+HK$2,102/mo
Deposit HK$3.20M · loan HK$7.46M · min. income ≈ HK$79,774/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$399,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,735
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,095
−HK$1,382/mo
Today · 4.125%
HK$46,477
baseline
▲ 0.50% · 4.625%
HK$49,305
+HK$2,828/mo
Deposit HK$1.07M · loan HK$9.59M · min. income ≈ HK$92,954/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$399,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,654
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,959
−HK$1,324/mo
Today · 4.125%
HK$51,283
baseline
▲ 0.50% · 4.625%
HK$53,986
+HK$2,703/mo
Deposit HK$1.07M · loan HK$9.59M · min. income ≈ HK$102,566/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$399,578 · Scale 2, in force from 26 Feb 2026)