LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,302
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,058
−HK$768/mo
Today · 4.125%
HK$25,826
baseline
▲ 0.50% · 4.625%
HK$27,397
+HK$1,571/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$51,652/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$399,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,035
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,760
−HK$736/mo
Today · 4.125%
HK$28,496
baseline
▲ 0.50% · 4.625%
HK$29,998
+HK$1,502/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$56,992/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$399,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,162
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,069
−HK$922/mo
Today · 4.125%
HK$30,991
baseline
▲ 0.50% · 4.625%
HK$32,876
+HK$1,885/mo
Deposit HK$4.26M · loan HK$6.39M · min. income ≈ HK$61,982/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$399,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,442
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,312
−HK$883/mo
Today · 4.125%
HK$34,195
baseline
▲ 0.50% · 4.625%
HK$35,998
+HK$1,803/mo
Deposit HK$4.26M · loan HK$6.39M · min. income ≈ HK$68,390/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$399,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,022
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,081
−HK$1,075/mo
Today · 4.125%
HK$36,156
baseline
▲ 0.50% · 4.625%
HK$38,356
+HK$2,200/mo
Deposit HK$3.20M · loan HK$7.46M · min. income ≈ HK$72,312/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$399,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,849
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,865
−HK$1,029/mo
Today · 4.125%
HK$39,894
baseline
▲ 0.50% · 4.625%
HK$41,997
+HK$2,103/mo
Deposit HK$3.20M · loan HK$7.46M · min. income ≈ HK$79,788/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$399,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,743
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,104
−HK$1,382/mo
Today · 4.125%
HK$46,486
baseline
▲ 0.50% · 4.625%
HK$49,315
+HK$2,829/mo
Deposit HK$1.07M · loan HK$9.59M · min. income ≈ HK$92,972/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$399,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,664
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,969
−HK$1,324/mo
Today · 4.125%
HK$51,293
baseline
▲ 0.50% · 4.625%
HK$53,996
+HK$2,703/mo
Deposit HK$1.07M · loan HK$9.59M · min. income ≈ HK$102,586/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$399,654 · Scale 2, in force from 26 Feb 2026)