LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,303
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,059
−HK$768/mo
Today · 4.125%
HK$25,827
baseline
▲ 0.50% · 4.625%
HK$27,398
+HK$1,571/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$51,654/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$399,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,037
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,762
−HK$735/mo
Today · 4.125%
HK$28,497
baseline
▲ 0.50% · 4.625%
HK$29,999
+HK$1,502/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$56,994/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$399,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,163
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,070
−HK$922/mo
Today · 4.125%
HK$30,992
baseline
▲ 0.50% · 4.625%
HK$32,878
+HK$1,886/mo
Deposit HK$4.26M · loan HK$6.39M · min. income ≈ HK$61,984/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$399,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,444
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,314
−HK$883/mo
Today · 4.125%
HK$34,197
baseline
▲ 0.50% · 4.625%
HK$35,999
+HK$1,802/mo
Deposit HK$4.26M · loan HK$6.39M · min. income ≈ HK$68,394/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$399,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,024
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,082
−HK$1,075/mo
Today · 4.125%
HK$36,157
baseline
▲ 0.50% · 4.625%
HK$38,357
+HK$2,200/mo
Deposit HK$3.20M · loan HK$7.46M · min. income ≈ HK$72,314/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$399,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,851
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,866
−HK$1,030/mo
Today · 4.125%
HK$39,896
baseline
▲ 0.50% · 4.625%
HK$41,999
+HK$2,103/mo
Deposit HK$3.20M · loan HK$7.46M · min. income ≈ HK$79,792/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$399,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,745
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,106
−HK$1,382/mo
Today · 4.125%
HK$46,488
baseline
▲ 0.50% · 4.625%
HK$49,317
+HK$2,829/mo
Deposit HK$1.07M · loan HK$9.59M · min. income ≈ HK$92,976/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$399,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,666
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,971
−HK$1,324/mo
Today · 4.125%
HK$51,295
baseline
▲ 0.50% · 4.625%
HK$53,999
+HK$2,704/mo
Deposit HK$1.07M · loan HK$9.59M · min. income ≈ HK$102,590/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$399,671 · Scale 2, in force from 26 Feb 2026)