LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,326
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,082
−HK$769/mo
Today · 4.125%
HK$25,851
baseline
▲ 0.50% · 4.625%
HK$27,424
+HK$1,573/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$51,702/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$400,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,062
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,788
−HK$736/mo
Today · 4.125%
HK$28,524
baseline
▲ 0.50% · 4.625%
HK$30,028
+HK$1,504/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$57,048/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$400,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,191
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,099
−HK$922/mo
Today · 4.125%
HK$31,021
baseline
▲ 0.50% · 4.625%
HK$32,909
+HK$1,888/mo
Deposit HK$4.27M · loan HK$6.40M · min. income ≈ HK$62,042/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$400,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,475
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,346
−HK$883/mo
Today · 4.125%
HK$34,229
baseline
▲ 0.50% · 4.625%
HK$36,033
+HK$1,804/mo
Deposit HK$4.27M · loan HK$6.40M · min. income ≈ HK$68,458/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$400,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,056
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,115
−HK$1,077/mo
Today · 4.125%
HK$36,192
baseline
▲ 0.50% · 4.625%
HK$38,394
+HK$2,202/mo
Deposit HK$3.20M · loan HK$7.47M · min. income ≈ HK$72,384/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$400,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,887
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,903
−HK$1,031/mo
Today · 4.125%
HK$39,934
baseline
▲ 0.50% · 4.625%
HK$42,039
+HK$2,105/mo
Deposit HK$3.20M · loan HK$7.47M · min. income ≈ HK$79,868/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$400,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,786
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,148
−HK$1,384/mo
Today · 4.125%
HK$46,532
baseline
▲ 0.50% · 4.625%
HK$49,364
+HK$2,832/mo
Deposit HK$1.07M · loan HK$9.60M · min. income ≈ HK$93,064/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,712
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,018
−HK$1,326/mo
Today · 4.125%
HK$51,344
baseline
▲ 0.50% · 4.625%
HK$54,050
+HK$2,706/mo
Deposit HK$1.07M · loan HK$9.60M · min. income ≈ HK$102,688/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,051 · Scale 2, in force from 26 Feb 2026)