LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,327
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,084
−HK$769/mo
Today · 4.125%
HK$25,853
baseline
▲ 0.50% · 4.625%
HK$27,426
+HK$1,573/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$51,706/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$400,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,064
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,790
−HK$736/mo
Today · 4.125%
HK$28,526
baseline
▲ 0.50% · 4.625%
HK$30,030
+HK$1,504/mo
Deposit HK$5.33M · loan HK$5.33M · min. income ≈ HK$57,052/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$400,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,193
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,101
−HK$922/mo
Today · 4.125%
HK$31,023
baseline
▲ 0.50% · 4.625%
HK$32,911
+HK$1,888/mo
Deposit HK$4.27M · loan HK$6.40M · min. income ≈ HK$62,046/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$400,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,477
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,348
−HK$883/mo
Today · 4.125%
HK$34,231
baseline
▲ 0.50% · 4.625%
HK$36,036
+HK$1,805/mo
Deposit HK$4.27M · loan HK$6.40M · min. income ≈ HK$68,462/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$400,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,058
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,118
−HK$1,076/mo
Today · 4.125%
HK$36,194
baseline
▲ 0.50% · 4.625%
HK$38,396
+HK$2,202/mo
Deposit HK$3.20M · loan HK$7.47M · min. income ≈ HK$72,388/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$400,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,889
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,906
−HK$1,031/mo
Today · 4.125%
HK$39,937
baseline
▲ 0.50% · 4.625%
HK$42,042
+HK$2,105/mo
Deposit HK$3.20M · loan HK$7.47M · min. income ≈ HK$79,874/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$400,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,789
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,151
−HK$1,384/mo
Today · 4.125%
HK$46,535
baseline
▲ 0.50% · 4.625%
HK$49,367
+HK$2,832/mo
Deposit HK$1.07M · loan HK$9.60M · min. income ≈ HK$93,070/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,715
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,022
−HK$1,325/mo
Today · 4.125%
HK$51,347
baseline
▲ 0.50% · 4.625%
HK$54,054
+HK$2,707/mo
Deposit HK$1.07M · loan HK$9.60M · min. income ≈ HK$102,694/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,076 · Scale 2, in force from 26 Feb 2026)