LTV · monthly repayment
▼ 0.50% · 3.625%
HK$243,339
−HK$15,260/mo
▼ 0.25% · 3.875%
HK$250,909
−HK$7,690/mo
Today · 4.125%
HK$258,599
baseline
▲ 0.50% · 4.625%
HK$274,334
+HK$15,735/mo
Deposit HK$53.36M · loan HK$53.36M · min. income ≈ HK$517,198/mo (50% DSR)
Upfront cash ≈ HK$59.62M (deposit + AVD stamp duty HK$6,264,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,713
−HK$14,625/mo
▼ 0.25% · 3.875%
HK$277,973
−HK$7,365/mo
Today · 4.125%
HK$285,338
baseline
▲ 0.50% · 4.625%
HK$300,379
+HK$15,041/mo
Deposit HK$53.36M · loan HK$53.36M · min. income ≈ HK$570,676/mo (50% DSR)
Upfront cash ≈ HK$59.62M (deposit + AVD stamp duty HK$6,264,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,007
−HK$18,312/mo
▼ 0.25% · 3.875%
HK$301,090
−HK$9,229/mo
Today · 4.125%
HK$310,319
baseline
▲ 0.50% · 4.625%
HK$329,201
+HK$18,882/mo
Deposit HK$42.69M · loan HK$64.03M · min. income ≈ HK$620,638/mo (50% DSR)
Upfront cash ≈ HK$48.95M (deposit + AVD stamp duty HK$6,264,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,855
−HK$17,551/mo
▼ 0.25% · 3.875%
HK$333,568
−HK$8,838/mo
Today · 4.125%
HK$342,406
baseline
▲ 0.50% · 4.625%
HK$360,455
+HK$18,049/mo
Deposit HK$42.69M · loan HK$64.03M · min. income ≈ HK$684,812/mo (50% DSR)
Upfront cash ≈ HK$48.95M (deposit + AVD stamp duty HK$6,264,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,675
−HK$21,364/mo
▼ 0.25% · 3.875%
HK$351,272
−HK$10,767/mo
Today · 4.125%
HK$362,039
baseline
▲ 0.50% · 4.625%
HK$384,068
+HK$22,029/mo
Deposit HK$32.01M · loan HK$74.70M · min. income ≈ HK$724,078/mo (50% DSR)
Upfront cash ≈ HK$38.28M (deposit + AVD stamp duty HK$6,264,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,998
−HK$20,476/mo
▼ 0.25% · 3.875%
HK$389,162
−HK$10,312/mo
Today · 4.125%
HK$399,474
baseline
▲ 0.50% · 4.625%
HK$420,531
+HK$21,057/mo
Deposit HK$32.01M · loan HK$74.70M · min. income ≈ HK$798,948/mo (50% DSR)
Upfront cash ≈ HK$38.28M (deposit + AVD stamp duty HK$6,264,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$438,011
−HK$27,467/mo
▼ 0.25% · 3.875%
HK$451,636
−HK$13,842/mo
Today · 4.125%
HK$465,478
baseline
▲ 0.50% · 4.625%
HK$493,801
+HK$28,323/mo
Deposit HK$10.67M · loan HK$96.04M · min. income ≈ HK$930,956/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$6,264,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$487,283
−HK$26,326/mo
▼ 0.25% · 3.875%
HK$500,352
−HK$13,257/mo
Today · 4.125%
HK$513,609
baseline
▲ 0.50% · 4.625%
HK$540,682
+HK$27,073/mo
Deposit HK$10.67M · loan HK$96.04M · min. income ≈ HK$1,027,218/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$6,264,751 · Scale 2, in force from 26 Feb 2026)