LTV · monthly repayment
▼ 0.50% · 3.625%
HK$243,444
−HK$15,266/mo
▼ 0.25% · 3.875%
HK$251,017
−HK$7,693/mo
Today · 4.125%
HK$258,710
baseline
▲ 0.50% · 4.625%
HK$274,452
+HK$15,742/mo
Deposit HK$53.38M · loan HK$53.38M · min. income ≈ HK$517,420/mo (50% DSR)
Upfront cash ≈ HK$59.66M (deposit + AVD stamp duty HK$6,278,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,829
−HK$14,632/mo
▼ 0.25% · 3.875%
HK$278,093
−HK$7,368/mo
Today · 4.125%
HK$285,461
baseline
▲ 0.50% · 4.625%
HK$300,508
+HK$15,047/mo
Deposit HK$53.38M · loan HK$53.38M · min. income ≈ HK$570,922/mo (50% DSR)
Upfront cash ≈ HK$59.66M (deposit + AVD stamp duty HK$6,278,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,133
−HK$18,319/mo
▼ 0.25% · 3.875%
HK$301,220
−HK$9,232/mo
Today · 4.125%
HK$310,452
baseline
▲ 0.50% · 4.625%
HK$329,342
+HK$18,890/mo
Deposit HK$42.70M · loan HK$64.06M · min. income ≈ HK$620,904/mo (50% DSR)
Upfront cash ≈ HK$48.98M (deposit + AVD stamp duty HK$6,278,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,995
−HK$17,558/mo
▼ 0.25% · 3.875%
HK$333,711
−HK$8,842/mo
Today · 4.125%
HK$342,553
baseline
▲ 0.50% · 4.625%
HK$360,610
+HK$18,057/mo
Deposit HK$42.70M · loan HK$64.06M · min. income ≈ HK$685,106/mo (50% DSR)
Upfront cash ≈ HK$48.98M (deposit + AVD stamp duty HK$6,278,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,822
−HK$21,372/mo
▼ 0.25% · 3.875%
HK$351,423
−HK$10,771/mo
Today · 4.125%
HK$362,194
baseline
▲ 0.50% · 4.625%
HK$384,233
+HK$22,039/mo
Deposit HK$32.03M · loan HK$74.73M · min. income ≈ HK$724,388/mo (50% DSR)
Upfront cash ≈ HK$38.31M (deposit + AVD stamp duty HK$6,278,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,161
−HK$20,485/mo
▼ 0.25% · 3.875%
HK$389,330
−HK$10,316/mo
Today · 4.125%
HK$399,646
baseline
▲ 0.50% · 4.625%
HK$420,711
+HK$21,065/mo
Deposit HK$32.03M · loan HK$74.73M · min. income ≈ HK$799,292/mo (50% DSR)
Upfront cash ≈ HK$38.31M (deposit + AVD stamp duty HK$6,278,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$438,199
−HK$27,479/mo
▼ 0.25% · 3.875%
HK$451,830
−HK$13,848/mo
Today · 4.125%
HK$465,678
baseline
▲ 0.50% · 4.625%
HK$494,014
+HK$28,336/mo
Deposit HK$10.68M · loan HK$96.09M · min. income ≈ HK$931,356/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$6,278,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$487,492
−HK$26,338/mo
▼ 0.25% · 3.875%
HK$500,567
−HK$13,263/mo
Today · 4.125%
HK$513,830
baseline
▲ 0.50% · 4.625%
HK$540,915
+HK$27,085/mo
Deposit HK$10.68M · loan HK$96.09M · min. income ≈ HK$1,027,660/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$6,278,513 · Scale 2, in force from 26 Feb 2026)