LTV · monthly repayment
▼ 0.50% · 3.625%
HK$243,566
−HK$15,273/mo
▼ 0.25% · 3.875%
HK$251,142
−HK$7,697/mo
Today · 4.125%
HK$258,839
baseline
▲ 0.50% · 4.625%
HK$274,589
+HK$15,750/mo
Deposit HK$53.41M · loan HK$53.41M · min. income ≈ HK$517,678/mo (50% DSR)
Upfront cash ≈ HK$59.70M (deposit + AVD stamp duty HK$6,294,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,964
−HK$14,640/mo
▼ 0.25% · 3.875%
HK$278,232
−HK$7,372/mo
Today · 4.125%
HK$285,604
baseline
▲ 0.50% · 4.625%
HK$300,658
+HK$15,054/mo
Deposit HK$53.41M · loan HK$53.41M · min. income ≈ HK$571,208/mo (50% DSR)
Upfront cash ≈ HK$59.70M (deposit + AVD stamp duty HK$6,294,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,279
−HK$18,328/mo
▼ 0.25% · 3.875%
HK$301,370
−HK$9,237/mo
Today · 4.125%
HK$310,607
baseline
▲ 0.50% · 4.625%
HK$329,507
+HK$18,900/mo
Deposit HK$42.73M · loan HK$64.09M · min. income ≈ HK$621,214/mo (50% DSR)
Upfront cash ≈ HK$49.02M (deposit + AVD stamp duty HK$6,294,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,157
−HK$17,568/mo
▼ 0.25% · 3.875%
HK$333,878
−HK$8,847/mo
Today · 4.125%
HK$342,725
baseline
▲ 0.50% · 4.625%
HK$360,790
+HK$18,065/mo
Deposit HK$42.73M · loan HK$64.09M · min. income ≈ HK$685,450/mo (50% DSR)
Upfront cash ≈ HK$49.02M (deposit + AVD stamp duty HK$6,294,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,992
−HK$21,383/mo
▼ 0.25% · 3.875%
HK$351,599
−HK$10,776/mo
Today · 4.125%
HK$362,375
baseline
▲ 0.50% · 4.625%
HK$384,425
+HK$22,050/mo
Deposit HK$32.04M · loan HK$74.77M · min. income ≈ HK$724,750/mo (50% DSR)
Upfront cash ≈ HK$38.34M (deposit + AVD stamp duty HK$6,294,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,350
−HK$20,495/mo
▼ 0.25% · 3.875%
HK$389,524
−HK$10,321/mo
Today · 4.125%
HK$399,845
baseline
▲ 0.50% · 4.625%
HK$420,922
+HK$21,077/mo
Deposit HK$32.04M · loan HK$74.77M · min. income ≈ HK$799,690/mo (50% DSR)
Upfront cash ≈ HK$38.34M (deposit + AVD stamp duty HK$6,294,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$438,418
−HK$27,493/mo
▼ 0.25% · 3.875%
HK$452,056
−HK$13,855/mo
Today · 4.125%
HK$465,911
baseline
▲ 0.50% · 4.625%
HK$494,261
+HK$28,350/mo
Deposit HK$10.68M · loan HK$96.13M · min. income ≈ HK$931,822/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$6,294,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$487,736
−HK$26,351/mo
▼ 0.25% · 3.875%
HK$500,817
−HK$13,270/mo
Today · 4.125%
HK$514,087
baseline
▲ 0.50% · 4.625%
HK$541,185
+HK$27,098/mo
Deposit HK$10.68M · loan HK$96.13M · min. income ≈ HK$1,028,174/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$6,294,517 · Scale 2, in force from 26 Feb 2026)