LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,358
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,116
−HK$770/mo
Today · 4.125%
HK$25,886
baseline
▲ 0.50% · 4.625%
HK$27,461
+HK$1,575/mo
Deposit HK$5.34M · loan HK$5.34M · min. income ≈ HK$51,772/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$400,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,098
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,825
−HK$738/mo
Today · 4.125%
HK$28,563
baseline
▲ 0.50% · 4.625%
HK$30,068
+HK$1,505/mo
Deposit HK$5.34M · loan HK$5.34M · min. income ≈ HK$57,126/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$400,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,230
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,139
−HK$924/mo
Today · 4.125%
HK$31,063
baseline
▲ 0.50% · 4.625%
HK$32,953
+HK$1,890/mo
Deposit HK$4.27M · loan HK$6.41M · min. income ≈ HK$62,126/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$400,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,518
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,390
−HK$885/mo
Today · 4.125%
HK$34,275
baseline
▲ 0.50% · 4.625%
HK$36,082
+HK$1,807/mo
Deposit HK$4.27M · loan HK$6.41M · min. income ≈ HK$68,550/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$400,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,102
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,162
−HK$1,078/mo
Today · 4.125%
HK$36,240
baseline
▲ 0.50% · 4.625%
HK$38,445
+HK$2,205/mo
Deposit HK$3.20M · loan HK$7.48M · min. income ≈ HK$72,480/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$400,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,938
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,955
−HK$1,033/mo
Today · 4.125%
HK$39,988
baseline
▲ 0.50% · 4.625%
HK$42,095
+HK$2,107/mo
Deposit HK$3.20M · loan HK$7.48M · min. income ≈ HK$79,976/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$400,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,845
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,209
−HK$1,386/mo
Today · 4.125%
HK$46,595
baseline
▲ 0.50% · 4.625%
HK$49,430
+HK$2,835/mo
Deposit HK$1.07M · loan HK$9.61M · min. income ≈ HK$93,190/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,777
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,085
−HK$1,328/mo
Today · 4.125%
HK$51,413
baseline
▲ 0.50% · 4.625%
HK$54,123
+HK$2,710/mo
Deposit HK$1.07M · loan HK$9.61M · min. income ≈ HK$102,826/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,587 · Scale 2, in force from 26 Feb 2026)