LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,362
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,119
−HK$770/mo
Today · 4.125%
HK$25,889
baseline
▲ 0.50% · 4.625%
HK$27,465
+HK$1,576/mo
Deposit HK$5.34M · loan HK$5.34M · min. income ≈ HK$51,778/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$400,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,102
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,829
−HK$737/mo
Today · 4.125%
HK$28,566
baseline
▲ 0.50% · 4.625%
HK$30,072
+HK$1,506/mo
Deposit HK$5.34M · loan HK$5.34M · min. income ≈ HK$57,132/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$400,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,234
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,143
−HK$924/mo
Today · 4.125%
HK$31,067
baseline
▲ 0.50% · 4.625%
HK$32,957
+HK$1,890/mo
Deposit HK$4.27M · loan HK$6.41M · min. income ≈ HK$62,134/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$400,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,522
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,395
−HK$884/mo
Today · 4.125%
HK$34,279
baseline
▲ 0.50% · 4.625%
HK$36,086
+HK$1,807/mo
Deposit HK$4.27M · loan HK$6.41M · min. income ≈ HK$68,558/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$400,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,106
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,167
−HK$1,078/mo
Today · 4.125%
HK$36,245
baseline
▲ 0.50% · 4.625%
HK$38,450
+HK$2,205/mo
Deposit HK$3.21M · loan HK$7.48M · min. income ≈ HK$72,490/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$400,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,943
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,960
−HK$1,033/mo
Today · 4.125%
HK$39,993
baseline
▲ 0.50% · 4.625%
HK$42,101
+HK$2,108/mo
Deposit HK$3.21M · loan HK$7.48M · min. income ≈ HK$79,986/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$400,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,851
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,215
−HK$1,386/mo
Today · 4.125%
HK$46,601
baseline
▲ 0.50% · 4.625%
HK$49,436
+HK$2,835/mo
Deposit HK$1.07M · loan HK$9.62M · min. income ≈ HK$93,202/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,784
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,092
−HK$1,327/mo
Today · 4.125%
HK$51,419
baseline
▲ 0.50% · 4.625%
HK$54,130
+HK$2,711/mo
Deposit HK$1.07M · loan HK$9.62M · min. income ≈ HK$102,838/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,638 · Scale 2, in force from 26 Feb 2026)