LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,363
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,121
−HK$770/mo
Today · 4.125%
HK$25,891
baseline
▲ 0.50% · 4.625%
HK$27,467
+HK$1,576/mo
Deposit HK$5.34M · loan HK$5.34M · min. income ≈ HK$51,782/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$400,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,104
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,831
−HK$737/mo
Today · 4.125%
HK$28,568
baseline
▲ 0.50% · 4.625%
HK$30,074
+HK$1,506/mo
Deposit HK$5.34M · loan HK$5.34M · min. income ≈ HK$57,136/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$400,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,236
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,145
−HK$924/mo
Today · 4.125%
HK$31,069
baseline
▲ 0.50% · 4.625%
HK$32,960
+HK$1,891/mo
Deposit HK$4.27M · loan HK$6.41M · min. income ≈ HK$62,138/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$400,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,525
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,397
−HK$885/mo
Today · 4.125%
HK$34,282
baseline
▲ 0.50% · 4.625%
HK$36,089
+HK$1,807/mo
Deposit HK$4.27M · loan HK$6.41M · min. income ≈ HK$68,564/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$400,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,109
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,170
−HK$1,078/mo
Today · 4.125%
HK$36,248
baseline
▲ 0.50% · 4.625%
HK$38,453
+HK$2,205/mo
Deposit HK$3.21M · loan HK$7.48M · min. income ≈ HK$72,496/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$400,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,946
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,963
−HK$1,033/mo
Today · 4.125%
HK$39,996
baseline
▲ 0.50% · 4.625%
HK$42,104
+HK$2,108/mo
Deposit HK$3.21M · loan HK$7.48M · min. income ≈ HK$79,992/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$400,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,854
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,218
−HK$1,386/mo
Today · 4.125%
HK$46,604
baseline
▲ 0.50% · 4.625%
HK$49,440
+HK$2,836/mo
Deposit HK$1.07M · loan HK$9.62M · min. income ≈ HK$93,208/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,787
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,096
−HK$1,327/mo
Today · 4.125%
HK$51,423
baseline
▲ 0.50% · 4.625%
HK$54,134
+HK$2,711/mo
Deposit HK$1.07M · loan HK$9.62M · min. income ≈ HK$102,846/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,669 · Scale 2, in force from 26 Feb 2026)