LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,371
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,129
−HK$770/mo
Today · 4.125%
HK$25,899
baseline
▲ 0.50% · 4.625%
HK$27,475
+HK$1,576/mo
Deposit HK$5.34M · loan HK$5.34M · min. income ≈ HK$51,798/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$400,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,113
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,840
−HK$737/mo
Today · 4.125%
HK$28,577
baseline
▲ 0.50% · 4.625%
HK$30,084
+HK$1,507/mo
Deposit HK$5.34M · loan HK$5.34M · min. income ≈ HK$57,154/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$400,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,245
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,155
−HK$924/mo
Today · 4.125%
HK$31,079
baseline
▲ 0.50% · 4.625%
HK$32,970
+HK$1,891/mo
Deposit HK$4.28M · loan HK$6.41M · min. income ≈ HK$62,158/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$400,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,535
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,408
−HK$885/mo
Today · 4.125%
HK$34,293
baseline
▲ 0.50% · 4.625%
HK$36,101
+HK$1,808/mo
Deposit HK$4.28M · loan HK$6.41M · min. income ≈ HK$68,586/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$400,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,120
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,181
−HK$1,078/mo
Today · 4.125%
HK$36,259
baseline
▲ 0.50% · 4.625%
HK$38,465
+HK$2,206/mo
Deposit HK$3.21M · loan HK$7.48M · min. income ≈ HK$72,518/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$400,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,958
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,976
−HK$1,032/mo
Today · 4.125%
HK$40,008
baseline
▲ 0.50% · 4.625%
HK$42,117
+HK$2,109/mo
Deposit HK$3.21M · loan HK$7.48M · min. income ≈ HK$80,016/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$400,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,868
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,233
−HK$1,386/mo
Today · 4.125%
HK$46,619
baseline
▲ 0.50% · 4.625%
HK$49,456
+HK$2,837/mo
Deposit HK$1.07M · loan HK$9.62M · min. income ≈ HK$93,238/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,803
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,112
−HK$1,327/mo
Today · 4.125%
HK$51,439
baseline
▲ 0.50% · 4.625%
HK$54,151
+HK$2,712/mo
Deposit HK$1.07M · loan HK$9.62M · min. income ≈ HK$102,878/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$400,796 · Scale 2, in force from 26 Feb 2026)