LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,385
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,144
−HK$771/mo
Today · 4.125%
HK$25,915
baseline
▲ 0.50% · 4.625%
HK$27,491
+HK$1,576/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$51,830/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,128
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,856
−HK$738/mo
Today · 4.125%
HK$28,594
baseline
▲ 0.50% · 4.625%
HK$30,101
+HK$1,507/mo
Deposit HK$5.35M · loan HK$5.35M · min. income ≈ HK$57,188/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$401,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,262
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,173
−HK$924/mo
Today · 4.125%
HK$31,097
baseline
▲ 0.50% · 4.625%
HK$32,990
+HK$1,893/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$62,194/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,554
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,427
−HK$886/mo
Today · 4.125%
HK$34,313
baseline
▲ 0.50% · 4.625%
HK$36,122
+HK$1,809/mo
Deposit HK$4.28M · loan HK$6.42M · min. income ≈ HK$68,626/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$401,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,140
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,201
−HK$1,079/mo
Today · 4.125%
HK$36,280
baseline
▲ 0.50% · 4.625%
HK$38,488
+HK$2,208/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$72,560/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,980
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,998
−HK$1,034/mo
Today · 4.125%
HK$40,032
baseline
▲ 0.50% · 4.625%
HK$42,142
+HK$2,110/mo
Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$80,064/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,894
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,259
−HK$1,387/mo
Today · 4.125%
HK$46,646
baseline
▲ 0.50% · 4.625%
HK$49,485
+HK$2,839/mo
Deposit HK$1.07M · loan HK$9.62M · min. income ≈ HK$93,292/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,831
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,141
−HK$1,328/mo
Today · 4.125%
HK$51,469
baseline
▲ 0.50% · 4.625%
HK$54,183
+HK$2,714/mo
Deposit HK$1.07M · loan HK$9.62M · min. income ≈ HK$102,938/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$401,031 · Scale 2, in force from 26 Feb 2026)