LTV · monthly repayment
▼ 0.50% · 3.625%
HK$243,859
−HK$15,292/mo
▼ 0.25% · 3.875%
HK$251,444
−HK$7,707/mo
Today · 4.125%
HK$259,151
baseline
▲ 0.50% · 4.625%
HK$274,919
+HK$15,768/mo
Deposit HK$53.47M · loan HK$53.47M · min. income ≈ HK$518,302/mo (50% DSR)
Upfront cash ≈ HK$59.80M (deposit + AVD stamp duty HK$6,333,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,290
−HK$14,657/mo
▼ 0.25% · 3.875%
HK$278,566
−HK$7,381/mo
Today · 4.125%
HK$285,947
baseline
▲ 0.50% · 4.625%
HK$301,020
+HK$15,073/mo
Deposit HK$53.47M · loan HK$53.47M · min. income ≈ HK$571,894/mo (50% DSR)
Upfront cash ≈ HK$59.80M (deposit + AVD stamp duty HK$6,333,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,630
−HK$18,351/mo
▼ 0.25% · 3.875%
HK$301,733
−HK$9,248/mo
Today · 4.125%
HK$310,981
baseline
▲ 0.50% · 4.625%
HK$329,903
+HK$18,922/mo
Deposit HK$42.78M · loan HK$64.17M · min. income ≈ HK$621,962/mo (50% DSR)
Upfront cash ≈ HK$49.11M (deposit + AVD stamp duty HK$6,333,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,548
−HK$17,589/mo
▼ 0.25% · 3.875%
HK$334,279
−HK$8,858/mo
Today · 4.125%
HK$343,137
baseline
▲ 0.50% · 4.625%
HK$361,224
+HK$18,087/mo
Deposit HK$42.78M · loan HK$64.17M · min. income ≈ HK$686,274/mo (50% DSR)
Upfront cash ≈ HK$49.11M (deposit + AVD stamp duty HK$6,333,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,402
−HK$21,409/mo
▼ 0.25% · 3.875%
HK$352,021
−HK$10,790/mo
Today · 4.125%
HK$362,811
baseline
▲ 0.50% · 4.625%
HK$384,887
+HK$22,076/mo
Deposit HK$32.08M · loan HK$74.86M · min. income ≈ HK$725,622/mo (50% DSR)
Upfront cash ≈ HK$38.42M (deposit + AVD stamp duty HK$6,333,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,806
−HK$20,520/mo
▼ 0.25% · 3.875%
HK$389,992
−HK$10,334/mo
Today · 4.125%
HK$400,326
baseline
▲ 0.50% · 4.625%
HK$421,428
+HK$21,102/mo
Deposit HK$32.08M · loan HK$74.86M · min. income ≈ HK$800,652/mo (50% DSR)
Upfront cash ≈ HK$38.42M (deposit + AVD stamp duty HK$6,333,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$438,945
−HK$27,526/mo
▼ 0.25% · 3.875%
HK$452,599
−HK$13,872/mo
Today · 4.125%
HK$466,471
baseline
▲ 0.50% · 4.625%
HK$494,855
+HK$28,384/mo
Deposit HK$10.69M · loan HK$96.25M · min. income ≈ HK$932,942/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$6,333,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$488,322
−HK$26,383/mo
▼ 0.25% · 3.875%
HK$501,419
−HK$13,286/mo
Today · 4.125%
HK$514,705
baseline
▲ 0.50% · 4.625%
HK$541,836
+HK$27,131/mo
Deposit HK$10.69M · loan HK$96.25M · min. income ≈ HK$1,029,410/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$6,333,040 · Scale 2, in force from 26 Feb 2026)